AAQ
“ But, seriously, let’s share information and think critically together. To your comparisons with smkoers, etc – they are already paying more: medical for smoking and life insurance for obesity, and all pay co-pays. People at fault of accidents – their insurance pays damages and their premiums go up.”
With regards to insurance, I do not think that premiums are linked to peoples behaviors or prior medical conditions. Especially when they are enrolled in company insurance policies.
Better would be, if people are given incentives to lead healthier lives and make better health decisions. Such as reductions in insurance policies for maintaining a good BMI or for being enrolled and actually showing up to gym a couple of times a week. Being fully vaccinated can also be considered, like this the insurance companies will have a healthier customer base, with less expenses.
Its not going to happen, its not how things are set up. But that would be a bit more solution oriented and beneficial to all parties.