“first I’m sorry to hear about your hardship. ACA ws a while go, I hope things have improved .”
It was all for the best. Our lives are so much better now, the kids grew much more than had we stayed in NYC, I can get to Shachris in the morning (and make it through the entire day) without having to see the advertisements by the bus stops…
I also learned an important lesson- I was davening to Hashem for all the wrong things and was disappointed when my Tefillos weren’t answered. I asked Hashem if I could please finally get the promotion I was promised which would have enabled me to make my mortgage payments and not have to move. At the time I didn’t understand that I was davening for the wrong things but looking back now I’m so happy that my Tefillos weren’t answered for what I was asking for but for what Hashem knew we needed and what was best for us.
“What was the next question going to be?”
I would’ve taken cues from his response(s) but generally I would have changed the parameters one at a time until I got to the situation I was in due to the ACA.
I.e.
1. What if Mr. A is replaced with many Mr. A’s and each one is only charged $10,000?
2. What if Mr. B is replaced with many Mr. B’s, some of which are in their situation due to irresponsible choices while others are there from sheer bad luck?