“This is not true
The increase in tax was $695 that is ti . And it ONLY applied if you dindnt have health insurance .”
Again- you’re purposely totally missing the point. I specifically wrote that it wasn’t an “income tax or sales tax but it was a forced tax on the hard working makers to pay the premiums for the lazy takers”. My portion of the monthly premiums went up by around $200 and my employers portion went up by $200 as well. The annual deductable went from $250 to $7,500. Again- this was not a typical tax per se but an extra expense forced on me by the ACA through former President Obama.
“right , a complelty insane system. so if I change jobs I may need a new doctor. If my employer gets a better deal I and chanegs companies I may need a new doctor it is crazy.”
Complain to your employer if they keep switching insurers or complain to your doctor if he / she isn’t in enough networks. Insurers attempt to keep premiums down by agressively negotiating with providers who want to be in network. If your provider is too greedy to agree to the insurers terms you can’t blame the insurer.
“what on Earth does my insirance have to do with my employer”
As I explained earler- the fact that you can report to work makes you appear healthier than the general population and makes the premiums cheaper. If you’d rather pay more to have a consistent policy that doesn’t change from year to year go ahead a buy one on your own. The percentage that the premiums increase from year to year will be significantly higher.
“Yes youve said that the problem is it isnt the just the “lazy” who get cancer .”
I’m not sure what you meant to write over here. But again, too much of health care costs in the US are avoidable if people were to ask responsibly. Some costs are unavoidable and the government should be there if the patient was someone who for reasons beyond their control couldn’t get adequate coverage.
“and Again if it got you on board, Id support increased oversight on halthier diet/excerices increased regulations on smoking etc”
Yes, that would get me on board.
“Yes health insurance companies are greedy. I hate them too.”
Health insurance companies are there to make a profit just like any other company. Their business model is to take payments to assume a risk. Why do you consider them any more greedy that any other company that wants to make a profit?
“Not sure why you blame that on Obama.”
I don’t blame Former President Obama for insurance companies wanting to make a profit- I blame him for forcing me and tens of millions of other hardworking people to pick up the slack for those who choose not to work.
“If you dont mind my asking what was the change in benefits? Why dd it go up so much?”
Any changes in the benefits were negligible. The extra premium was to cover the premiums of those who aren’t going to be paying the premiums on their own. A deductible (and copayment) is to discourage people from calling an ambualnce to be rushed to the emergency room for a paper cut. The skyrocketing deductibles were to cover those who don’t have a deductible (or copayment) and will be calling an ambulance to be rushed to the emergency room for a paper cut. (As it’ll be cheaper for them than buying a Band-Aid from CVS.)