It’s very sad to see people living this fantasy life full of unnecessary extras and then everyone wants to know why they have no money to pay their bills for important things when its needed. Like making a family Simcha costs a lot of money or if you really NEED to buy a new used car cause the one you have now is about to die. THESE ARE NEEDS and not extras.
Did you ever think about thinking about the future ahead of time instead of only thinking about now this minute???? Maybe as a responsible mature adult its time to think about you and your family future ahead and not only about today.