Thought, a very rich person is not limited by the rule of chomesh, firstly. Secondly, that’s got for tzedaka; using money to build yeshivos, be a zevulun to many many yisachars, klal work, etc…was never under discussion. There’s no question that Hashem wants a wealthy person to use their money for avodas Hashem, and not to own 5 houses, a yacht and a Lamborghini.
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