AAQ
There are many things that would be different in an “ideal world” including all the “teachable lessons”.
This world isn’t it.
We are dealing with reality.
Many families, klei kodesh or not as MOD pointed out, have trouble making above 250k. And again, a larger family needs to earn more than that to make ends meet without all the “benefits”. Feel free to take me up on the offer of doing the math for us. Giving you the first shot means you can even play around with the numbers to present them in as best a way to make your case.
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