Dr P
There have been many threads about ACA and I don’t think this thread should go off topic.
When ACA came into being I bought through the CT exchange. Rates and rules differed by state so I cannot know how people in a particular state were affected.
I was/am self employed and pre-ACA coverage was very expensive. We had been subject to preexisting conditions exclusions and $1,000,000 lifetime cap.
In 2016 Mrs. CTL had $2,300,000 in covered medical expenses. A lifetime of savings and investment and our primary residence might have been gone if the $1,000,000 cap was still in place. If the preexisting conditions exclusions were in place from 2016 to her 65th birthday (Medicare eligible), we would have lost everything and all my earning would still be going to pay the bills (and we were never uninsured).