Joseph:
How is providing a contrary argument anything what The Big One said? Under you response, any response other than admitting defeat would be proving The Big One right. (And how exactly is Schwabbie ad hominem? Do you even know what that means?)
And for your information, Mr. Schwab isn’t the only attorney taking part in this discussion. I may not be retired yet, but more years in practice does not an indisputable legal authority make. *I* have the requisite knowledge, training, and experience to carry on a meaningful and intelligent debate about the law. Do you? Does “The Big One” know enough about the law to declare me “checkmated?” I may be wrong, but I doubt it.