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the credit card companies will catch it right away and there will be big trouble. we had such a problom with a return on a credit card from american express for an item that was purchused from us. he paid with credit card a and for the return he gave us credit card b. a few months later we got a phone call from the people that we never gave them a credit on there credit card. we looked in to the matter and checked with american express to confirm that we did refund them back there money and guess what happened a few days later when our customer called back for there refund we told them we gave it to them months back and they could check out the problem with american express. we told them that the problom was they gave us a differant card to do the refund then giving us the original card that they made the purchuse with.