FTR, monetary solvency is not a given in today’s awful economy. A parent who has plenty of gelt today, could find himself with a failed business, collapsed portfolio, and debt galore, on a moment’s notice. Given that fact, and also given the fact that according to the Gemorah a man is REQUIRED al pi halacha to teach his son a trade, I think the best parenting includes helping a child when necessary AND possible, but also making that child earn his way at the same time.
My dad O”H woke up VERY early in the AM to learn, then go to Shul, then to school (when he was older,to work), then learned again at night after he came home. He contributed significantly to the family living expenses before he got married, and learned how to budget. His learning NEVER suffered, and he was a great talmid chochom (not only my words, but the words of all who knew him) who gave amazing shiurim. He could have and should have had smicha, but never felt the need for “the title” of rov. He did this while pursuing his secular degree and career, and became a healing professional who often gave free care to his patients (which is why we never had any money, LOL). I grew up valuing his hard work ethic AND his Torah knowledge. One does not prevent the other.