WolfishMusings-
“In short, we’ve created a system where people are often rewarded for not being responsible… “
-Steve will have to spend out-of-pocket to fall below a certain savings level if his spouse needs medical care.
What about:
-Buying fresh bread instead of day-old.
-Throwing out socks with holes, rather than sewing them.
-Giving your nephew a nice bar-mitzva check.
Three more points:
2) $25,000 may be a little on the low side for three kids in yeshivish, non-chadishe schools.
3) The kid who finishes his dessert first is more likely to get doubles. While it would be more fair to wait until everyone is finished their first portion before distributing seconds, gluttony is sometimes rewarded.