P.S. To be dan lekaf zechus, I remember hearing that even apikorsus can be used for the good. When doing chesed for another person, one has to put forth enormous efforts, as if ch”v Hashem wouldn’t help – you can’t be a baal bitachon on someone else’s cheshbon.
But even so, it’s AS IF. We also have to keep Hashem’s role in it. I have to check the letter again. I can’t believe it doesn’t say something like that somewhere.