Kvod Hatorah,
Living off government handouts and worrying (and even getting sick or hypertension) where your next emergency expense or upcomming bar mitzvah or wedding is going to be paid from is not called financially surviving. having to juggle loans from gemachs and such is not called financially surviving. Having to go collect from door to door is not called financially surviving. Relying that there will be substantial tuition help for school or camp is not called financially surviving. Living off forced support (it may be willing, but it is still forced) is not called financially surviving. Not being able to buy life insurance and relying on collection letters or ponzi scheme life insurance setups is not called financially surving. It is called barely getting by and surviving, but definitely not financialy surviving.