You can have all the personal insights you want; but you cannot make up your own pashat in a Gemora you never read, use it to prove your own hashkafa, and expect people to accept that.”
Who says so? I see pshat and drash every time I open a chumash. I learned that Gemarahin kallah classes, even if I did not read it personally, and I reach my own conclusions about what I learn from something, especially when it is not halacha, but a mashal of something. Kimchis’ story was not about halacha, nor meant to convey that it was. It was an example of ONE WOMAN’S belief about her zechuyos. And one should not post things that are clearly not halacha and present it as such, no matter HOW good the lesson may be, and expect people to accept that. It works both ways.