Helpful, people treat shok/zroa as this bottom line thing. Its absolutely not! Its a big machlokes in halacha and elbows are one area that some Rabbonim are more meikel on (usually within a tefach of the elbow).
So, don’t blame your hirhurim on them if they are following their rabbonim. Although, I would gather a hot Chani causes more hirhurim than a woman with a shirt sleeve 1″ above her elbow.