Without reading any of the posts but the first one, my thoughts are that in 20 years or so, none of our Kollel families will be able to encourage their sons to sit and learn, because there will be no frum people earning enough money in the previous generation (due to their insistence on not becoming educated in a decent profession), to support the learning of the next generation. Then, they will realize the ramifications of their short-sighted approach to learning but not earning. This is not what Hashem asks of us, and the evidence is in the Torah which deals with tons of mitzvos related to work ethics. Those mitzvos can only be fulfilled if one actually works.
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