Reply To: advice needed

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The Goq-

A quick check confirms that you’re correct – as a first party collector, the “Fair Debt Collection Practices Act” doesn’t apply to the store owner.

Thank you for the info.

The site at which I confirmed “The Goq”s info further states “First-party collectors are regulated by your individual state law which, obviously, varies“.

(Since this case involves heimishe people, it would obviously be best settled in a halachic manner by the customer and store owner.)