adorable — If your child is asking you a question, it means they are ready to hear your answer, which should always be truthful. Hence you still don’t have that problem of “teaching them something that is inappropriate for them to know.” Again, what about the above points would lead to inappropriate questions? I honestly cannot think of any to be prepared for, and my kids are real “questioners”!
Telling a child that no one is allowed to touch them in the private parts of the body is not any more “inappropriate” then telling them that no one is allowed to punch them.
I have had this conversation numerous times with all my kids and have never been asked an “inappropriate” question. The most awkward question I was asked was “why would someone do that anyway?”, to which I explained that most people don’t, but sometimes there are people who may have problems that make them do strange or wrong things, and that’s why if something like that ever happens you should tell me right away, no matter who it is, so you can be safe and we can make sure the person’s sickness is taken care off.
I think that since adults tend to be very uncomfortable talking about personal topics they project their awkward feelings about this topic on to their kids. Most kids can deal with this information in a very matter of fact way, as long as the parent is calm and matter of fact. In general it is important for kids to feel they can ask you any question and that no topic is taboo — don’t you want to be their source of information when they have questions on these topics? But this particular conversation is nothing to worry about. (I’ve had much more “sticky” questions just in the normal course of life events. . . )