With all the heartache this family has had to endure, I would not think it so terrible to help give them a little menuchas hanefesh, even if the money were collected to help ensure the financial future of their other children, (ad meah v’esrim shana). Although it is true that there are many competent therapists who accept insurance, there are issues with caps on therapy sessions allowed per year (and then the therapist has to begin explaining and requesting overrides on those caps) aside from the fact that the therapists who may be most skillful or trained in grief counseling and post traumatic stress disorder could likely not take insurance. Should we deny these people this option/need? Moreover, even if this family has a source of income in general, there may never be a more prudent time for them to stay home and work together on getting through this, r”l.
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