Here is what I think about hats:
I used to think it was silly, and that I just wore it because that was the convention of how “we” dress, and I wanted to associate myself with the people who dress that way.
But, I think it really does make sense now.
Ask yourself: In almost every society until recently, some type of hat has been accepted as a part of normal dress. Mexicans wore big straw ones, polish wore fur ones, arabs wore keffiahs, chinese wore chinese ones, etc.
Hats have always been part of the way one dresses, part of being dressed.
Why? I don’t know. But there is clearly some reason that a mensch covers his head.
So, I don’t understand it, but I’m ready to accept that a reason exists.