I know that many people are against seminary. Every time I see it, it makes me sad because there is so much to gain! Ask any girl who had a good year in seminary, and she will most likely tell you that 1) she can’t imagine how she would be if she hadn’t gone 2) she couldn’t have done the same thing at home or in the US. Its an experience like none other.
If you can’t afford it, try all the grants and stuff. And then speak to the seminary. If you are a serious girl who is not gonna waste her year, they might be willing to help you out. There are also academic scholarships and ones depending on what your parents do. Don’t give up so fast on going. And, the harder you work for it, the more you will appreciate it and gain from it.