I have B”H always had employer group health insurance so I can’t vouch for the CHP numbers offered be realisrali, but as to the tax deducatbility of every copay, prescription, dental, orthodontia etc I CAN vouch. If your premiums are out of pocket (meaning not deducted from a paycheck) then add that in as well. If the total exceeds 7.5% of income, then the entire amount is deductable.
Another option is, if you write the pemiums off as a business expense somehow (ask your accountant how that option works) you can save that way as well.