1. What do you want to do for a living? For example, to be a doctor you want to go to a “real” university, with known high standards.
An easy to obtain “Bachelor of Talmudic Law” meets requirements for jobs that have only a nominal requirement for a degree, but won’t get you far in professions with more rigorous or competitive standards.
2. Depending on majors, one can do a degree through distance education.
3. If you want to go to college to get educated (as opposed to getting access to a career), you are already off the derekh so why worry.