The one before whom we will stand b’din v’cheshbon will determine the tzidkus of an individual. Not You. Not Me. And from where do you get the notion that tzidkus is something for which we have a right to make comparisons? Does the Torah tell us to measure tzadikim against one another? Does the Torah tell us to judge that which we can not know every element of? (There are numerous stories of hidden tzidkus by people thought to be misers or worse, who were found to be righteous only after they died, when word of their secret tzidkus was revealed)
I think the entire question, and the entire worldview of this tzadik is bigger than that tzadik or this gadol is better than that gadol is not only useless, but it is damaging to all of us. We should strive to accomplish what HKBH wants from US, not what we may perceive with our limited knowledge to be what someone else may be doing righteously.
In fact, I will go even further. I think it is not a Jewish notion at all. We don’t have saints. We don’t believe that humans, even the best of them, rich or poor, are perfect, or infallible. This is just another way to start a conversation saying “we” are better than “yenem” because “we” have or don’t have “x”.
I come from a family that in generations far past had both wealth and great lomdus, but also from those who had no wealth and little learning, but had the merit of chesed and ahavas yisroel. B’H, I like many of us, will have personal examples to follow no matter where we are with material things.