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“Any decent school costs 50k” A basic rule of ecenomics is supply and demand. Therefore Harvard and other ivy league univesities are able to charge 50k(54k to be exact).They are so sought after that they can charge this significant amount. Keep in mind that 70% of students at harvard receive financial assistance, with the average student on a scholarship paying only $11,400. Its simply not true that any decent school charges 50k, only the best of the best do so ,but they still offer generous scholarships to their students who need them. Seminaries on the other hand charge exorbitant sums of money universally, without differentiating between a highly sought after seminaries and a second class seminary. No seminaries offer generous scholarships in the amounts listed above ,so do not try to compare seminaries to “any decent school”