Stop comparing University to Yeshiva. University education is for a limited amount of time, usually 4 years for a BA, 2 More for a Masters After that you work.
Yeshiva learning is open ending and the support is infinate
Also you can flunk out of university, if you are not able to keep up, they throw you out, Even the weakest yeshiva students are kept on the dole.
If you want to learn all day on your father or father-in-laws money that is fine or let your wife work hard to support that is fine. However if you are going to expect the masses to support you , you need to live by their rules.
He who controls the kings treasury controls the king