Are you even willing to consider the idea of Chassid Shoteh.
Not in this case.
What would someone have to do to be a Chassid Shoteh?
Not save a drowning woman for “tznius” reasons.
Wait until after removing his tefillin before jumping in the water to save a drowning child.
Fast every day, weakening himself so that he can’t properly daven and learn and do other mitzvos.