Hang on…
“3) I BEGGED my wife many times to take control of the finances. I told her I will deposit all income in her hands an she would be responsible for paying all bills an she would be free to spend as she wishes. She refused every time.
4) In reality, if I didn’t respectfully control her spending, she would rack up tremendous debts an the creditors would probably get screwed. She is the opposite of financially responsible, an she admits so herself.”
I’m confused. If your wife is “the opposite of financially responsible”, then why on earth would you ask her to take charge of the finances???