September 12, 2013 10:38 pm at 10:38 pm #610603
i would love to start a group for people who would like to discuss preferably daily… stocks,bonds,commodities,currencies and stam economics in general. would anyone be interested? definitly gain in this for all as far as i see…September 13, 2013 1:32 am at 1:32 am #974768kfbParticipant
You should start a blog or a Facebook group about it. Personally, I moved a lot of my portfolio from stocks to bonds, because I think the economy is inflated and interest rates will sky rocket while stocks take a huge downturn. I don’t think the stock market will rally for much longer.September 13, 2013 4:59 am at 4:59 am #974769Veltz MeshugenerMember
How do bonds work? I thought that when interest rates go up you lose money on previously purchased bonds. Is that wrong?September 13, 2013 5:10 am at 5:10 am #974770FriendInFlatbushParticipant
Veltz: You are correct. Interest is the cost of borrowing or lending money. When you buy a bond, you are lending the issuing corporation/government/entity cash, and they pay you interest. So, if you invested in a 10-year, 1,000 bond with a 3% yield, or roughly $30/year interest, but then interest rates go up to 5%, your previously-purchased bonds go down in value, because now you could make $50/year in interest. Stocks are the best hedge against inflation, because when growing, they are better than bonds.
iHear: Put some money in bonds, but leave some money in the stock market, especially if you put it into some Vangaurd mutual funds.September 13, 2013 12:44 pm at 12:44 pm #974771squeakParticipant
Moving to bonds is the wrong move for your prediction.
Making a prediction about where the market is headed and where interest rates are headed is also a wrong move.
You should get a financial advisor to guide you or to direct your investments.September 13, 2013 5:46 pm at 5:46 pm #974772
friends in flatbush- i believe i read in one of benjamin grahams books the split should just about 25% bonds and 75% percent stocks in ones portfolios obviously adjustable for the economic volatility at the time, but never mentioned etfs or mutual funds, not that they arent good investments but i dont think they were around then so one would have to use his own intuitionSeptember 15, 2013 1:37 am at 1:37 am #974773
anyone hear about dunkin donuts opening 150 stores in the uk?September 15, 2013 4:23 am at 4:23 am #974774eclipseMember
I don’t have time to “bond” with my money, it leaves before I have a chance….I have a few “commodities” in my frig – no wait – those are condiments…Okay, I don’t belong here, I’m going, I’m going!September 15, 2013 4:46 am at 4:46 am #974775
:)all are welcome
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