car troubles

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  • #1701302

    writer
    Participant

    Shouldn’t all leases come with a symbolic waiver included? Obviously it’s all about money but how does a company expect the car to be returned in original condition after 2 or 3 years? It’s just not possible. There are always going to be some scratches or small chips just from driving. Haven’t they heard of normal wear and tear? And yes they charge for everything.

    #1701603

    Habochur
    Participant

    Isn’t there a damage waiver u could buy?

    #1701752

    CTLAWYER
    Participant

    @writer
    NO, they don’t all charge for everything.
    We just returned my Late MIL’s Lincoln as her lease ends this month. All scratches less than 3″ long are not charged for. Normal wear and tear is allowed. After 3 years, no one is expected to return a car in showroom new condition, but stains, holes, rips, tears, gouges, scrapes are not normal wear and tear.

    Mrs. CTL drives a leased car (her choice, I own). In all the years we have never paid a cent for condition issues when turning the car in, only for being over mileage, once.

    All leases are not created equal, as an attorney I caution you to read and understand the lease terms before signing, its not all about the monthly and down payments

    #1701762

    Meno
    Participant

    Most automakers disregard dents up to the size of a quarter and scratches up to the size of a credit card. I recently returned a car with a NYC-style scratched up bumper and I wasn’t charged at all.

    #1701954

    writer
    Participant

    Not all leases offer a damage waiver that you can purchase.

    Also depends on the company. Lincoln might be lenient cause they are a much more expensive car. Besides usually there is a small waiver if you are getting a new lease from them such as Nissan offers $500 which is practically nothing seeing how they charge for everything including the bumper and even hubcaps. If you have a small chip in the hubcap you’ll be charged $100 for a replacement as if they don’t replace hubcaps anyway when they resell the vehicle.

    I also thought that bumper is included in normal wear and tear but it isn’t and it’s not even something you can prevent since most people park their car outside and don’t carry a portable garage with them. And as far as scratches, it’s not only the length it depends how deep they are and usually the maximum amount is accumulative meaning they might just give you 10″ altogether so if you have many small scratches which is totally normal for a car on the road for 3 years they will charge.

    Seriously, charging someone $100 for each hubcap cause they aren’t in perfect condition? Best to remove them or replace for the lease and then just put them back on when returning.
    Again all depends on company. Nissan is one of the worst when it comes to this.

    #1702624

    writer
    Participant

    Maybe putting some dirt on the car to cover up scratches! Wd 40 trick also works wonders

    #1702633

    ☕️coffee addict
    Participant

    I don’t understand the whole kuntz in leasing

    You spend all this money on a car that you probably won’t own in 3 years

    And it isn’t even like an apartment because you have to pay to fix the car if something gets damaged but normal wear and tear on an apartment is understandable

    Also the insurance is more expensive on a leased car

    #1702683

    writer
    Participant

    Coffee, there are upsides and downsides to leasing. It all depends what matters to you more. First of all when buying a used car you will most likely run into mechanical fixes. It’s not always easy to find a good used car for a good price as it is. Leasing is all about money. No need to search for a forsale sign all over, just pay and you get a new car. You don’t need to worry about fixing mechanical issues such as power windows, timing belts, transmission, oil changes and other maintenance, anti freeze levels, and so on.

    True that you aren’t left with anything after 3 years but who’s to say a used car would last you for more than 3 years anyhow? Especially without investing a lot of money to constantly fix things that go bad. With a lease you can think of it as a long term rental. When you think of it that way, it makes more sense since a rental would never be say $125 a month. Ya insurance is more for a lease but even with insurance it’s so much cheaper than a rental.

    So again with leasing you get a brand new worry free car as opposed to being afraid of getting stuck on a highway with a used vehicle. Its the most logical if you compare it to buying a used car that might not last longer than those 3 years anyway or renting which makes no sense at all. Also many people like driving a new car every few years.

    #1702817

    CTLAWYER
    Participant

    @coffee Addict
    Leasing doesn’t make sense for everyone, but does for others.
    Mrs. CTL leases a car. She uses it for business and takes the entire cost of the leases as an expense against revenue when figuring taxable profit for the year.
    If she purchased the car, she would be tying up 50K plus in funds and would have a capital item on her balance sheet and only the limited depreciation would be an expense each year. She gets 100% bumper to bumper maintenance, They come and get the car when it needs service and provide the same model loaner. They give 3 full detailings a year. The only thing she has to pay for is gasoline. And on our policy there is no difference in insurance cost between an owned or leased model.
    Right now she is looking at a new vehicle as her lease is up May 1. She had 2007, 2010, 2013 and 2016 editions of the same vehicle but it has been discontinued as of 2018 so she can’t just call her salesman and order the replacement on the phone.

    I do little driving. My car is 15 years old and has just hit 72,000 miles. For me leasing makes little sense.
    Both my daughters drive leased vehicles (take after mom) none of my sons do.

    #1703152

    writer
    Participant

    If you have a waiver from the company than leasing is no issue as far as scratches and small dents. Most don’t though. And after that it’s just like having a long term rental. Most people need a reliable car.

    #1703189

    Meno
    Participant

    I don’t understand the whole kuntz in leasing

    You spend all this money on a car that you probably won’t own in 3 years

    And it isn’t even like an apartment because you have to pay to fix the car if something gets damaged but normal wear and tear on an apartment is understandable

    Also the insurance is more expensive on a leased car

    If you buy a car and drive it for 3 years, it will be worth much less than what you bought it for, and then you end up having to pay for repairs. Whether you buy or lease, you end up paying for the depreciation.

    Also, insurance is not more expensive for a leased car – it’s more expensive for a new car. Doesn’t matter whether you lease or buy.

    #1703289

    writer
    Participant

    But I think by leasing they make you get full coverage. If it’s your car it’s not mandatory. If it gets stolen thats your problem.

    #1703305

    ☕️coffee addict
    Participant

    And you can only drive for a certain amount of miles 🙄

    #1703306

    ☕️coffee addict
    Participant

    “If you buy a car and drive it for 3 years, it will be worth much less than what you bought it for, and then you end up having to pay for repairs. Whether you buy or lease, you end up paying for the depreciation.“

    I’m still driving a car that I have had for close to 8 years

    #1703311

    Meno
    Participant

    “And you can only drive for a certain amount of miles 🙄”

    So you figure how many miles you’ll need. It’s not that hard.

    Even if you own a car, the mileage isn’t free. Every mile you drive costs you money in some form. It’s just a matter of when you’ll pay for it.

    #1703338

    Mistykins
    Participant

    Like everyone said, there is a lot to factor into whether or not you want to lease a car. We own two Toyotas, 2012 (200k miles) and 2013 (69k miles). The ‘02 Camry had at least 260k, and the other was close to that but hurricane sandy ruined it.

    I can say we didn’t spend a lot on repairs to any of them. My coworker has a Ford, 10 years old, 50k miles, spends a few thousand a year on fixing it. If you lease, Ford is fine. Otherwise, Toyota all the way.

    #1703346

    Habochur
    Participant

    Leasing is for ppl who have the mishigas of always driving late model cars. There’s no reason why you can’t buy a car and have it last for more then 3 years

    #1703357

    CTLAWYER
    Participant

    @habochur
    You are showing your age and inexperience by making blanket statements without having read and digested all the previous posts.

    I explained that it makes sense for Mrs. CTL to lease her car because it is 100% expensed for business/tax purposes and an owned car would have to be capitalized and not have those benefits. I OTOH, own my car, not driving enough for the lease to be beneficial.
    It is not about having the newest car, because B”H we can afford to have a new car every year should we so desire…we don’t

    #1703356

    writer
    Participant

    Habochur,”Leasing is for ppl who have the mishigas of always driving late model cars. There’s no reason why you can’t buy a car and have it last for more then 3 years”

    Not true. People want to drive a new reliable car without any problems. Ya you could get a used car to last for more than 3 years but you think you won’t have to invest a dime for mechanical work? Most used cars constantly need fix ups and maintenance. Not to mention when you buy a used car from someone you have to pay the whole sum at once. It might already be the same as the whole 3 year lease deal and youre still taking a chance with the used car as it’s likely you will need to invest more money to keep it going.

    Assuming you get lucky and you get a used car that will last more than 3 years without major mechanical investments, and all you need is a simple car for driving, then ya it’s worth more than leasing in the longrun. But who’s guaranteeing you that?
    Besides many times there are deals on leases such was $99 a month for Nissan Sentra and only 1300 up-front, it’s really not a lot of money at all for driving a brand new car for 3 years. Insurance is a little more than an old owned car yes, and you are taking a chance on end of lease fees especially if no waiver, but if it works out then that’s a great deal for 3 years of worry free driving! Even with all the fees it might still be cheaper than having to constantly fix an old car. Aside for the aggravation. Or it might just even out. So then it’s up to what you prefer to drive.
    True that a purchased used car will be yours, but sometimes you might not want it to be yours anymore with all the issues.

    #1703396

    Meno
    Participant

    In a nutshell, when you lease a car you are paying for peace of mind. Sure, if you buy a used car you might end up ahead as far as dollars and cents, but you don’t get that peace of mind.

    Peace of mind is worth money, and it’s something that you pay for more often than you may think. If you buy any type of insurance policy (auto, life, homeowner’s, etc.) you’re also just paying for peace of mind.

    #1703432

    writer
    Participant

    The only downside on leasing is how some companies get you for every little ding and scratch at the end of the lease which is normal wear and tear. Difficult to have peace of mind for those 3 years when you constantly see new scratches on the bumper or sides of the vehicle especially in nyc where parking is wreckless.
    Not to mention that scratches and tiny dents are inevitable when you drive a car on the street, aside for weather such as snow and ice and trucks that scatter salt at 100 mph hitting your cars paint.
    Thtats how lease companies make the big bucks. I mean seriously to charge for plastic hubcaps that cost them nothing and which they obviously replace anyhow before reselling the vehicle! I’m sure they aren’t counting on using your 3 year old hubcaps, but they will charge you $100 for each one if it’s worn out or has a small chip. That’s just disgusting and ruins the lease experience. Best to take em off and save them for the end of lease so that they are in pristine condition. They will definitely get worn out if you drive and park a lot.

    #1704815

    writer
    Participant

    Btw dirty car totally works. They will mistake scratches for being dirt as they blend in. Never wash car before. Besides car wash only add more scratches to the paint.

    #1704820

    👑RebYidd23
    Participant

    Car dealers of all kinds have a bad reputation that is well earned.

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