June 14, 2013 2:45 am at 2:45 am #609656
Disclosre – Not yet a father.
(Yes we have a Rav – but this post is purely about the “numbers”)
I am a graduate student so I don’t have a full time job, BUT I have 15,000 in investments and about 5, 6 K in savings right now. Between all my odd jobs, I can raise those numbers by a few thousand dollars over the next year
The question is how much does it cost to have a child (in NY area)? I know there are a lot of websites out there but I am interested in hearing from real people…I applied my wife (I am covered for a couple more years) for medicaid about a month ago. Does anyone have medicaid in the NYC area? How long does it take to get it/approved? Under my plan, we would have insurance for the baby once the child would be born, IYH.
Thanks for your help.June 14, 2013 4:19 am at 4:19 am #958736
You preferably should have hired somebody to do the paperwork and answer all your questions. If your wife isn’t expecting yet, she might not be eligible income-wise, but I assume you know the numbers/rules. You could technically get paid retroactively once you become approved (for 3 months prior) but they pay pennies, not related to how much you actually paid, and it’s a pain till you get reimbursed. I think a new case takes a few months, don’t know exactly. There are doctors that take a flat fee in cash, which I heard was $5000 many years back, but I’d assume if anything gets complicated it’s way more. Talk to a professional, your best bet might be to buy insurance until/if she gets approved. Also, it may be tough to find a good Medicaid doctor. Good luck!June 14, 2013 4:49 am at 4:49 am #958737
Sorry, the part about doctors taking a flat fee is only for the doctor, doesn’t cover the hospital. Probably isn’t a good option for you.
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