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- This topic has 5 replies, 5 voices, and was last updated 10 years, 10 months ago by 🐵 ⌨ Gamanit.
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May 28, 2013 11:27 pm at 11:27 pm #609472yoyaMember
I want to open a credit card but I have no existing credit. I was already denied from American Express. What’s a good credit card that will offer a lot of points towards airfare that won’t deny me?
May 29, 2013 6:14 am at 6:14 am #956108SL1MemberYou will need to first get a credit card that does not give points as those are easier to get approved and that way you will build credit. I think it hat store credit cards are most likely to approve eg Macy’s banana republic kohls etc. Also try discover or capitalone student if you’re a student. In general amex is hard to get approved and you’d be better off starting with any capital one / discover / chase (freedom, slate). Also good info on credit cards at dans deals website. See there about calling for reconsideration after you’ve been declined.
May 30, 2013 12:57 am at 12:57 am #956110ihearMembertry a secure credit card from ur bank its an intresting way and it takes a little time to build up good credit but its effective. also if you get put onto somones card as and authorized user a parent or what not u can have a card and they view it as if u have their credit score or somehting like that i belive so the longer they have had the card the better and of course they shoulf have a good cc score and most of all when u get a card spend wisly!
May 31, 2013 12:47 am at 12:47 am #956111heythereMemberGo to Dansdeals.com he’s the expert.
May 31, 2013 2:40 pm at 2:40 pm #956112ihearMemberI agree but it’s not for beginners, just google the basic questions and then after a while dansdeals will be a huge help
May 31, 2013 3:22 pm at 3:22 pm #956113🐵 ⌨ GamanitParticipantIf you’re in college you’re probably eligible for Discover students card. You can see online your eligibility.
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