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Just your friendly septennial reminder to have a pruzbul written.
(Not an issue for me as no one owes me any money.)
The Wolf
Can any three people like hatoras nedarim sign it or rabonim?
1. Must a Pruzbul be written (by those with outstanding loans)
a. Before the Shmitta year
b. During the Shmitta year or
c. Both years?2. Is there any reason for someone who has no outstanding loans to write a Pruzbul?
3. Must the Pruzbul be maintained after it is written or can it be immediately discarded and still be effective and valid thereafter? If it must be retained, for how long? (Some loans might have repayment dates 15 or more years later.)
4. Can a borrower demand to see the Pruzbul before he repays a loan? Even if the payment is six years after the last Shmitta (for a loan predating Shmitta)? If it isn’t produced can he legitimately refuse to pay?
5. If someone forgot to make a Pruzbul (or chose not to), can all those who borrowed from him legitimately refuse to repay?
6. Can a business entity (owned by multiple partners or even thousands of shareholders) make a Pruzbul? Must it?
7. Do debts owed from non-financial transactions, such as purchases, damages, services rendered, etc. require a Pruzbul to remain valid after Shmitta?
“Just your friendly septennial reminder”
No offense, sir, and said with the greatest brotherly love, but I believe you have not issued this “septennial reminder” seven or fourteen years ago, even though you were active here in both those timeframes.
On my question above, Artscroll distributes a Pruzbul form where it looks like that any three people can be judges.
In EY the minhag is for anyone who has a bank account to have a pruzbul, including young children who get money from Bituach Leumi every month.
Fill out Prozbul Form and Give to a Beis Din
i just finished filling out the form – it worksThe pruzbul was instituted by Hillel to avoid not wanting to lend when one cannot collect. To understand that the Beis Din can collect now but makes the lender their sheliach to collect.
“Not an issue for me as no one owes me any money.)”
Me too so I didn’t (and if someone does I don’t remember they do and I’m moichel)
I was pleasantly surprised by the number of people in shul lining up to sign the pruzbul. Seems like lots of humble people running private gemachim. Tizku b’mitzvos.
Okay.
You’re welcome.
Now your too late to fill one out for this past shmita year for Pruzbul. No better late than never when it comes to Pruzbul.
UJM:
1. According to most rishonim, shmitta is meshamet chovos at the end of the year. There are minority opinions that hold the beginning of the year.
2. Financially no. However, as a chizuk for the Takana, some encourage anyway.
3. Needs to be retained until RH. After, if you think that your collection will end up in Bais din and the other party will taana that shmitta was meshamet, you’ll need to prove that it was done.
4. Yes.
5. Yes.
6. Yes.
7. No.MW: Shkoyach.
Don’t say: why are you learning halocha 3 days late?
Do say: great starting preparation 6 years and 352 days in advance
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