I definately agree that staying home should be the first option for those who don’t have the means to send to Eretz Yisroel. However, there does not exist in every community an option to stay in town. For some girls they need that year away from home. Girls who come from large families and especially if they are the oldest will now have the chance to get away from home and grow without having the responsibilities that they had at home. Each family has to look at it for themselves – Do we have the money? Will my daughter use this year properly? Will she benefit more from in town or out of town?