Did you know that NO personal insurance policy would cover anyone driving for uber even part time? The insurance companies view it as a transportation service, but UBER view themselves as a technology company. Regardless of who is right, the bottom line is, that if you do drive for uber and your insurance company finds out, your policy will be deemed void, and would not cover for any damages.
I’m not sure about NYC, but in other places UBER does not require same insurance as competitors, but the insurance companies do. So think twice before you drive for them!
I did do the research for New York City, and above posters are correct. Uber will not accept you as a driver in New York City unless you have a TLC license, and have separate commercial insurance.