Rebbe Yid: Who ever said anything about everyone doing it? There are quite a few givirim in the diamond district (to take an example) who are quite wealthy too.
About your second question, that wasn’t the question asked of Rav Shteinman but there’s no reason to think he’d have said any differently. Indeed the guys have a chiyuv of limud Torah whereas the girls do not, so it is an even bigger issue for a guy to do it.
hock: huh?