Avram, I was totally not nogea b’davar: I was not in a hurry and not cold. I did not need rationalizing. I would prefer to say all kaddishes. I saw other people being cold. I agree that if I were to have personal inclination to skip, I should have asked the Rav in the minyan. The problem was – the Rav might have been cold, so he was nogea b’davar :). He would have been forced to tell me to say all of them in order to resist his own yetzer harah! In truth, if I were nogeah b’davar, I would not have skipped.
As to Hashem’s will, maybe He wants us to take care of other people despite our desire to say an extra kaddish – rather than ask shailos about it.
In the spirit of joint learning for all of you guys and gals who are commenting, please notice that you seem to put in the worst assumptions about any missing pieces in my story: I had my own interest, I don’t know whether my Rav will correct me or not. Notice what you are doing here: you first dislike the idea that I did not ask a shailoh, then you go and find all proofs, instead of making reasonable assumptions.