tb, what about people who can’t sit and learn all day? Aren’t they putting themselves into sakanah of stealing by learning in kollel? They don’t sit and learn as they’re supposed to, yet they faithfully collect their kollel check every month. They’re stealing. If they’d gone out to find a job, they wouldn’t be in such a situation.
Also, sometimes you don’t have a choice in the matter. I knew I wasn’t cut out to sit and learn. My Rebbe agreed with me. I went to college, and now have a job in the corporate world. Are there nisyonos? Of course. Did I place myself into a makom sakanah on purpose? No, I need to support my family. If I left my job, my family wouldn’t have a house to live in, we wouldn’t have food to eat, etc.