MDG
I don’t disagree with you per se, but there is a little red sefer called Mitzvos HaBitachon. It is more or less a likut from all over the place.
In it he brings how a person who has bitachon will be protected from din based on the pasuk in Tehillim 32:10.
I’m not saying that a person doesn’t need to do at least some type of zecher l’hishtadlus.