Identity Theft

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  • #589748
    Joe Schmo
    Member

    Did anyone here ever have their identity stolen?

    Any tips to correct this mess? Or any time to help prevent this from happening?

    Thanks.

    #643938
    mepal
    Member

    shred, shred, shred and shred again. Also, be careful when paying with CC. There have been some freaky stories circulating.

    #643942

    Identity theft can cause the victim to have difficulty:

    – Getting credit cards

    – Getting a mortgage

    – Opening a bank account

    – Getting a job

    – Leaving the country

    The victim can also find himself hounded by collection agencies and creditors who have also been victimized by the fraudster.

    Preventative measures:

    Your home – Get a cross-cut shredder for your house. A shredder that simply cuts paper into strips is not nearly as secure. If your shredder can also cut credit cards, so much the better. Shred all bills, bank statements, credit-card offers, old credit and bank cards, and anything that may contain confidential data

    If you are a victim:

    File a police report.

    Contact the credit agencies.

    You can actually lock your credit info, but you must then pay a fee to unfreeze it whenever a legit query is needed.

    Keep a paper trail and phone log of all your activities in fighting the fraud.

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