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Has anyone ever heard of a halachic problem regarding buying life insurance?
Yes. Someone thought it was a problem, asked Rav Moshe, and Rav Moshe said that the idea that it was a problem was ridiculous.
Some (but probably not most) Torah authorities hold it is wrong to have because it gives the Satan an argument why a person who is living on the merits of his families financial relying on him, no longer needs to remain alive on their merit since they are financially covered by the insurance.
The issue someone brought up was that buying life insurance constituted a lack of bitachon in HaShem, but Rav Moshe ruled that not only is it not a lack of bitachon, it is beneficial to have life insurance for your family’s sake.
I heard B’shem Rav Shteinman (Israeli Mishpacha, for what that is worth) that buying life insurance removes Zechusim from others, as the children no longer will need to collect Tzedaka after the parent is dead. Therefore one should not buy life insurance.
I heard B’shem Rav Shteinman (Israeli Mishpacha, for what that is worth) that buying life insurance removes Zechusim from others, as the children no longer will need to collect Tzedaka after the parent is dead. Therefore one should not buy life insurance.
By the same argument, some people should stop working so as to provide zechsim to people who will give Tzedaka to them.
Likewise, people should stop going to the doctor for preventive medicine so as to provide zechusim to people who will daven for them when they develop an illness.
The Wolf
By the same argument, some people should stop working so as to provide zechsim to people who will give Tzedaka to them.
Likewise, people should stop going to the doctor for preventive medicine so as to provide zechusim to people who will daven for them when they develop an illness.
The Wolf
Take it up with him. I’m just reporting what the Gadol said.
How many times have you heard a tzedeka plea for a family of 6 that the father passed away at a young age?
And even if you answer this plea, how much money do you really think is collected $10,000?
If this father of 6 had bought a Term Life insurance policy of $250,000 for cheap (they really are cheap) the family would not need to ask for Tzdeka
I’m technically worth more dead than alive!
You have to keep reminding your wife that if she murders you she doesn’t get the life insurance money.
Both Rav Moshe (Iggerot Moshe, Orach Chayim 2:111; see also Orach Chayim 4:48) and Rav Ovadia (Yechaveh Daat 3:85) say that it is normal hishtadlut. Rav Moshe asks rhetorically if we can say that we have such zechut that we do not have to provide for our families.
Mikehall,
Me too
(My wife actually has thoughts because of this, jk)
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