crdle

Im from outta town, so im invited alot on shabbosim. The people we go to are already like our family, so sometimes some of them even ask us to make things, which in a way is annoying since when you go out you don’t want to cook, thats the point no? And the other times we offer to make things for the meal. When I don’t offer to bring anything I sometimes feel a lil guilty, like it’s not nice I didn’t bring anything. Growing up I lived next to a Baal T’shuva seminary for girls, adn we always had girls over for meals. Most of the girls never brought anything ( packaged of course), and my mother always told us I don’t expect anything from these girls, but if and when you kids go out to eat or to ppl for shabbos you should always bring something even if it is small. SO based on that I guess I should always do it, but when u eat by someone all the time, i mean every other week or so, do u always need to bring?

what on earth is HSA savings?

First of all I do pay taxes, im self employed!!!!! Where is your hevei dan lkaf zchus?!?! regardless, to taxes this is about insurance. So is there a way to have let say a $200 a month insurance? maybe with a group? How on earth do all the families here have medicaid or healthy NY, they own houses, or even rent and the mother doesn’t work, yet they live on a really high life style? how on earth do they qualify?