Long-term U.S. mortgage rates were little changed this week after declining for two straight weeks.

Mortgage buyer Freddie Mac says the rate on 30-year, fixed-rate mortgages inched up to 3.93 percent from 3.92 percent last week. While historically low, that�s still above last year�s average of 3.65 percent. The benchmark rate stood at 3.43 percent a year ago.

The rate on 15-year, fixed-rate home loans, popular with homeowners who are refinancing their mortgages, slipped to 3.18 percent from 3.20 percent last week.

(AP)