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Thank you for your generous brochos. what a wonderful way to celebrate!
May Hashem grant you many more years in good health. May He grant all your bakashos l’tova.
Am part of a 55+ community in Lakewood. We are made up of all types of Yidden (and Goyim) who get along. We have Chassidim, Litvish, Modern Orthodox, Baalei Teshuva, Giyorim, Yekkes, etc. We come from all around the country and abroad. We get along, learn from each other and help out each other!! It can be done. We all benefit.
I once heard a very interesting take on jealousy….The fellow said that if you are jealous you are doubting Hashem’s ability to
provide for you. It’s as if you are saying that because Hashem gave person A something, He is unable to provide for you. If you believe that Hashem “Hakol Yachol” then you needn’t be jealous. Hashem can provide you with whatever He deems you need!! Hope this thought helps.
May Moshe Chaim ben Chana have a refuah shlaima b’soch she’ar cholei Yisrael!! I will work very hard to light candles early in
his and other cholims’ zechus.
no. i mean 40 highest years! 40 quarters is the minimum to qualify for s.s. 40 years are the look-back years to compute earnings.
Forgot to say that you can go to SSA.GOV and play with their worksheets, inputting all kinds of scenarios. For example, since
s.s. looks to your 40 highest years, you might want to work and wait with collecting to bring your average up, especially if you haven’t worked 40 years.
oomis1105 is basically correct. Once you reach 65 or 66 or 66+
(depending upon when you were born. they keep raising the age)
you can collect your full social security and earn whatever you like. If you choose to wait to collect and only start collecting
at age 70, your benefit will be still more (about 8%) for each year you wait.
You are not taxed at the rate of 85%, as artchill wrote. You may be taxed on 85% of your social security benefits (at whatever your tax rate is)depending upon your total other income
(salary, interest, dividends, capital gains, etc.)and 1/2 your social security…..It has nothing to do whether you take early
retirement/ your age, etc. The tax rate on which you pay is the same as what you pay on all your other income….
Whether it is smart to collect early depends on your life span.
If you know someone with Ruach Hakodesh, you can calculate the best option, so as to maximize your benefits.
I used to live in Kensington and found it to be one of the warmest communities! They have a women’s Parsha shiur which is running over 40 years. All newcomers who attend are introduced
and welcomed.
Something is missing from this story…
HIE
Your opinion is rife with grammatical errors!! That is what happens when you lack a proper secular education. ALL of us, male and female should have basic reading, math and communication skills. With these skills we will have many options when determining our means of parnassa. It is not bitul Torah to be able to support one’s family; to be active in the community “l’ztorchei tzibbur” and not come across as an ignoramus. I might also suggest some classes in common courtesy.
stop paying your rent if you are a tenant. let the landlord take you to court at which time you tell the court that you don’t have
“quiet enjoyment” to which you are entitled.
By withholding the rent, you are forcing landlord (which might be
the upstairs person) to get involved and solve the problem. Otherwise, it will cost financially.
I ALWAYS look behind me when going through the door to see if someone is following for whom I can hold it. Unfortunately, “unzer” are very remiss in this courtesy. I notice that African-Americans are the most appreciative when one holds the door, always thanking. They also reciprocate!
During this winter, when many streets have only narrow paths shoveled, I’ve often moved to the side and waited to let people pass. It is disheartening to see how few people acknowledge this
consideration with a “thank you.” Fewer still have moved aside for me, an older person.
HOW ABOUT CHICKEN POT PIE? YOU CAN GOOGLE FOR RECIPES OR TRY MEISNER’S.
there are certain professions where tips are considered part of
employees’ compensation. Waiters and waitresses, cab drivers, etc.
are examples of same. Employers pay them less as the tips are considered in the equation. People utilizing their services recognize this and know they are expected to tip. Delivery persons fall into this category too. I know of restaurants that don’t pay their delivery persons ANYTHING. On the contrary, the delivery person has to pay the restaurant UPFRONT the tab for the delivery and then gets to keep what he collects.