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sorry, the hra hotline i 866-692-6116, not 800
apy: you are right about the fact that medicaid for children used to be referred to as chpa. However, medicaid changes their rules quite often and they no longer call it chpa – it is just called medicaid. A 19 year old can very possibly be on medicaid and not fhp – as i said, that would be based on income. if it’s a very large family or very low income – it’s plenty possible – i’ve seen it. fhp most definitely does have an option for doctors to charge a copay of up to $6 – if you dont believe me – call hra at 800-692-6116 and ask them directly. what you said about chp is correct – it can be free or have a minimal premium based on income/family size and this premium is capped at 3 children. Each of these plans has many doctors on it – it may not be the ones you are used to using. If you want a list of providers – call the health plan you are on – they will be more than happy to send you a book – i believe the smallest book is still made of over 500 pages of doctors names. You are also correct about the full premium level – if you dont qualify for the 60/child premium – you are over their income limit and can pay the full amount for coverage.
I can hear bnos chava but is meohr realy difficult to get into?
You can stick to BJJ, Mesores Rochel, Nachlas, and if you want her to be yeshivish Hadar
where is the girl from? brooklyn or outa town?
apy: I do not know where you are taking your info from but this is the general way it works:
The first thing they screen for is Medicaid. Medicaid works both by family size and age – the categories are: pregnant women and up to age 1, ages 1-5, ages 6-18, 19 and up. The pregnant women and infants have the highest eligibility rates, 1-5 next, etc.
If someone does not qualify for medicaid:
Ages 19 and up are screened for FHP. FHP is under the same program as medicaid but has greater income allowances. It is ONLY for ppl over age 19.
Children through and including 18 qualify for CHP if they are not eligible for Medicaid. However, based on the families income, a premium might have to be paid, and as the OP said, if the income is high, they may only be eligible with full premium (which btw is NOT necessarily 150 – it can be 238 for empire too…. depends on which plan you choose).
Children can never be on FHP and adults can never be on CHP
Tina18: you have two options when applying for medicaid/chp… you can give them last year’s tax return or you can use what is called a “three month form” where you fill in any income and expenses you had in the last three months, and deduct expenses from income. This might help you be eligible, especially if your business is one which has ups and downs. For CHP, you are not required to notify them if your income goes up until the next time you need to recertify (a year later). With medicaid you are. It might be worth it for you to wait till a low period, and apply for chp then.
Based on what I understand from what you are saying, you are self employed. Do you have any three months of the year where your income is low enough to grant you chp eligibility?
A word to the wise ain’t necessary; it’s the stupid ones that need the advice.
A clear conscience is usually the sign of a bad memory
Never be afraid to try something new. Remember, amateurs built the ark. Professionals built the titanic
Income-tax forms should be more realistic by allowing the tax-payer to list Uncle Sam as a dependant
Foolproof systems don’t take into account the ingenuity of fools
An optimist will tell you the glass is half full. A pessimist the glass is half empty. An engineer will tell you the glass is twice the size it needs to be
Ham and eggs; a days work for a chicken; a lifetime commitment for a pig
A line is a dot that went for a walk
If life gives you melons, you may be dyslexic
Knowledge is knowing a tomatoe is a fruit. Wisdom is knowing not to put it into a fruit salad
what type of character is your main character? modern, yeshivish…
it sounds like bjj is your best bet – it’s the only one pretty much all crowds know about….
I am sure. Many doctors and pharmacies opt not to charge the $3 copay but they have an option of charging it – check it out on their benefit cards – it says it. If they are on FHP, all their kids are NOT on CHP – any baby under the age of 1 is automatically on Medicaid as are children up to age 5. Only children between the ages of 6-18 are eligible for CHP if the parents are eligible for FHP. Check out income eligiblity for both and you’ll see (or just ask your employees) For the children, there are no premiums or copays
Just for the sake of clarity:
Medicaid and FHP are under the same program – they are both under HRA. CHP is something else.
Medicaid is for lower income – it is covers a bit more than FHP in terms of senior care and it covers braces. Other than braces, there is no real difference between the two programs other than FHP allows you to have a bit of a higher income (it is very difficult for adults to qualify for medicaid) and FHP can sometimes charge a 3 to 6 dollar co-pay.
FHP is only for adults over the age of 19 so I’m assuming your employees also have either free CHP or medicaid.
If employees are getting free insurance, it is probably medicaid.
Very creative and enjoyable reading
I don’t know about the non-BY types but…
BJJ – smart, academic… very difficult to get into, around for many years
Mesores Rochel – smart, academic, very difficult to get into – around for about 7 years
Hadar – not too hard to get into anymore, used to be harder to get accepted, very yeshivish, considered high on the list
These days – Nachlas had over 1,500 applicants – its for fun loving by girls – decent amount of schoolwork, chilled atmosphere, real by type girls – only like 5 years old…
The max income for family health plus is MUCH lower than the $60 premium of chp income limit so if op is not eligible for chp, she/he is not eligible for fhp either.
Tina18: did u look into healthy ny as a plan for your whole office. I know they have business plans. Perhaps if your whole place is on it you would be able to get on too, without them looking at your individual income. check out healthyny.com for all their rules.
I actually posted the max income without paying full premium for families with at least 6 kids for chp. It does not sound like op can be eligible for chp with less than $60 premium (which is max before full). To screen for eligibility, visit nyc.gov/accessnyc
In the OP it says that the best insurance would cost $18,000 a year. That would divide into $1,500 each month. Assuming you have a family of 8 (6 kids), which is the smallest number you gave, you’d be paying 1500 for insurance and 4000 for tuition each month. You’d also be earning more than 12,500 each month.
for child health plus (which does not cover braces) if you have 6 children, you can be earning 12,544 each month and qualify to pay just 180 each month for it in total. For each additional child you have, you can add 1,274 per month. Do you earn more than their qualifications? If you do, why can’t you afford insurance for 1,000 each month?
Brotherofus – number 2 is from little bird by london girls choir
Every child under the age of 18 is eligible for Child Health Plus. The question is only whether or not you will need to pay a premium. Check out the charts online to see what you’d be eligible for but if you have a large family, it probably won’t be a lot. Then, put yourself and your wife on a couple plan (Healthy NY if you’re eligible). It should come out much cheaper. You can get empire through CHP which most doctors accept. There are no copays for CHP
My husband did not request support – I was looking for a learning boy and wanted to live in Israel where I knew I would not have a job – therefore my father offered support. The boy did not demand it – I offered it.
I do NOT live on a very high standard…
my living expenses in Israel come out to:
$1,500 – rent
500 shekel a week fruits/veges/groceries
200 shekel a week fish/chicken
150 shekel a week misc.(toothpaste, shampoo…)
then we have monthly bills (bezeq, electric, water etc.) that amount to aprox.1000 shekel
How about telling us what it is that’s making you lose your chashivus hatorah? Maybe we’ll be able to convince you otherwise.
Just one interesting point:
Learning Torah is the greatest thing one can do – greater than Hatzalas Nefashos. How do we know? Mordechai was listed as the greatest person in his dor. After the story of purim, he was moved down to number 4.(I’m not sure if the numbers are accurate but he was definitely moved down a bit on the list) Why was he moved down? Up until the story, he sat and learned all day; he was part of the sanhedrin. While busy with the story of purim, even though he was doing it for the sake of saving Jewry…. he was not learning… so he was no longer as high on the list….
I know someone who forgot to light on yom tov, the psak she received was that she needs to light an extra candle just on yom tov… not every week
How about if everyone who posts these strange words educates the rest of us by supplying their definitions…
sn = screen name
i believe it is an app that is very very similar to scrabble…
I am pretty sure that Camp Simcha is for campers w/ cancer and other terminal illnesses… Simcha Special is more for campers with handicaps…
the limit is 1180 for a single person per month. If you are earning less than that, go ahead and apply – but that’s 295 a week – unless you really earn min. wage, if you work full time you would not qualify.
popa, just btw, the early bird catches the worm; it’s the second mouse that gets the cheese!!
The truth is that it would depend on my financial situation. If I needed the extra 25,000 in order to pay my gas and electricity, and to put bread on the table, I would work for an unappreciative boss, knowing that my happy husband and kids would give me the satisfaction that appreciation brings. However, if it wouldn’t be absolutely necessary, I would work for less, but want to feel appreciated. I think I would find it too hard to work for someone who takes what I do for granted.
First of all, if the son was still alive when the baby was born and died right after, there would be a requirement of yibum. Second of all, how would the daughter in law having the live baby affect the mother in laws requirement/lack thereof in terms of yibum – she definitely doesnt have to do it with her grandson so why would she be motivated to say the baby is hers?
moi aussi: how can both the mother in law and daughter in law be potential yevamos? The mother in law had another child – the husband of the daughter in law. Based on what I learned in sem, the husband of the daughter in law died after the babies were born. Also, yibum cannot happen if the baby was born after death. However, if the mother in law is pregnant at the time of death, you have to wait to see if the baby will survive thirty days. If it does, chalitza needs to occur. If the mother in law is not pregnant at the time and there are no other siblings, how can the torah require yibum – that would make it impossible for the wife to ever remarry because she never knows if her deceased husband will suddenly have a “brother” making her marriage assur…
Here’s one I saw this morning: The reason why grandparents and grandchildren get along so well is because they have a common enemy!!
Another good one: Knowledge is knowing that tomato is a fruit. Wisdom is knowing not to put it in a fruit salad!
“When caught between a rock and a hard place, just pick up the rock and throw it!”
I’m not asking for eithe but a physical virus is usually over within 24-72 hours and you forget it existed. A computer virus either stays and slows down your computer permanently or you have to pay a few hundred dollars to get rid of it until you get a new one…
I don’t know if it’s a question of whether or not you need it in order to live or if it’s a question of whether you really qualify. They guidelines for government programs such as medicaid and foodstamps are very low unless you have a large family. The only program you can pretty easily get onto is WIC. If you truly qualify, then you need it to live because there is no way that you are paying rent, insurance, gas, tuition, electricity etc. with your income. Any extra help is welcome If you don’t qualify – they are cracking down these days so I don’t think its worth “making yourself qualify” because you’ll be slapped with a very heavy fine if they catch you.
here’s a link to a site that will give you the font frank-reuhl for free… http://www.4shared.com/file/cfUedbvq/Frank_Ruehl.html if you’re looking for something else, you can google the name of the font then download free – it’ll usually show you which sites offer it. For example, I did frankruehl font free download and thats how I got to the above link
Popa, I believe the halacha is that you are supposed to use a siddur/machzor/text for something that you did not say in the last 30 days. That is why we use a machzor for kiddush on yom tov – for sure the first night. And that is why the first time you say al hanisim should also be with a siddur.
Why don’t you just buy a cd – they’re like $25?
ISS.. I can totally sympathize with you!! I’m outa school by now, but when I was in high school and sem, if I wasn’t working, I was sleeping!! But the truth is, i didn’t need anyone to spend money for me to have a good time – I wasn’t looking for it. I was just looking to RELAX!! (And i’m just ten-teen… not that old… nor did I graduate all too long ago!)
wait a second; he left again since he was accused and came back?
k, when i looked on the second page of that thread, the second post was written by AYC…. could be it’s not the second on ur second page but he definitely wrote on that thread
gefen: check out the 2nd post on the AYC AYeCo thread
jemma…. didnt you have to apply by now if you want to go to either?
For those who did not yet notice. AYC came back a while ago…
i dont know anything about bya… what exactly are you looking for? Accademic, Yeshivish, chilled, serious…
If someone is in Israel, they need to get an Israeli challa recipe – it’s not just the flour that’s different, the water is also much heavier. An American recipe can never taste as good here….
It is between but Seminar and Mesores Rochel are quite a distance academically from each other. Mesores Rochel is harder than Hadar…
babygoose: that sounds delicous… I think I’m going to try tomorrow….