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Ex-CTLawyerParticipant
Mods can access a CR member’s email.
It happened to me last year when a mod reached out for legal help for a person hospitalized near me.The email I have for my registration on this site is a blind. It does not have my ‘real name’
Ex-CTLawyerParticipant@DovitBT
Actually the effect of the choice of President on my personal money is only one of many criteria in selecting a President.
I do not consider the coarse, insulting, serial adulterer who currently holds office as a role model.
I object to his dismantling healthcare, EPA, and other safeguards. His picks for Department of Education (DeVos and State (Tillerson) are a joke. Installing his inept children as senior advisors is offensive as is his attempt to reap personal and family profit from public service.
The man has no self control and has made enemies of our friends and allies. I fear for the safety of all Americans.I did not agree with all the policies of the Presidents Bush, but they were gentlemen who put country ahead of personal gain. I have known Bill Clinton since he was a law student at Yale. He has a brilliant mind, but not great moral character. President Obama is a brilliant man with wholesome family life. That doesn’t mean I agreed with everything he did. I voted against Trump as opposed to for Hillary Clinton. Her carpetbagging run for US Senate in NY was reminiscent of Bobby Kennedy and his defeat of Senator Keating.
Ex-CTLawyerParticipantI agree with ‘make a point’ that “Age couldve been an excuse for a bigger problem”
It is best to use a reason/excuse that is least hurtful/damaging when rejecting someone, whether for a date, employment, housing.In this case the follow up info says the girl is older, so the mother saying the boy is too young is a way to stop the date that does not involve a lie.
I disagree with the first part of the comment “if you are so intersted , pick up the phone and ask the mother”
Unless you are the shadchan you have no business in contact with the parents.Ex-CTLawyerParticipant@Yehudayona
Thank you….she’s tough. Made it through another surgery (15 in two years) repeat performance in 8 weeks. As my father Z”L would have said: ‘she’s putting that doctor into a new tax bracket.and for all you Trumpsters…….Thank G-d for the ACA Obamacare). As a self employed professional we get our health insurance through the Exchange here in CT. We have the same insurance company and level policy as before ACA, but no limitations for preexisting conditions, and there is no longer a yearly or lifetime cap on benefits (used to be $1 Million a year, $3 Million lifetime) they have paid out close to $4 million in 2 1/2 years. I know she’s worth it, but some government actuary would not agree.
We pay $500 per month less in our 6th year of coverage than we paid prior to ACA, and we are in our 60s not 50s now. The yearly deductible/out of pocket max is not $700 per person/$1400 per family, so at this time of the year we have no out of pocket expense.
Yes, I’ve heard/read horror stories about ACA here in the CR, but the system as set up in CT works. Our legislature has acted to make sure it continues, even if there are changes at the national level. If Trump had his way, Mrs. CTL would have been denied care and I would be bankrupt.August 6, 2018 12:33 pm at 12:33 pm in reply to: The military parade scheduled for November #1569634Ex-CTLawyerParticipantIt’s obvious you don’t know what a Communist is. This capitalist, a graduate of Wharton whose daddy didn’t buy his way in loves profit making.
This is not to say I don’t support FDR style social programs such as Social SecurityAugust 6, 2018 12:32 pm at 12:32 pm in reply to: The military parade scheduled for November #1569632Ex-CTLawyerParticipantThank you Yehudayona. I just looked in while taking a short break from tehillim. Mrs. CTL is currently in surgery, again. I needed a diversion and the Communist label gave me a needed smile.
Ex-CTLawyerParticipant@MG32549
The emperor has no clothes…
Trump does NOT pay his personal bills…he’d rather stiff workers and declare bankruptcy. He is busy living off the public piggy bank, supporting himself and his useless band of relatives. He wouldn’t pay for anything form his own pocket except the occasional extramarital affair @ 130-150,000 dollarsAugust 2, 2018 8:39 pm at 8:39 pm in reply to: To eat or not eat food and candy made in chna #1568799Ex-CTLawyerParticipant@yehudayona
I’m also not a sword swallowerAugust 2, 2018 4:57 pm at 4:57 pm in reply to: To eat or not eat food and candy made in chna #1568707Ex-CTLawyerParticipant@Takes2
I don’t know why someone added phones to a food discussion, or the newest one who wanted to know if you wanted your Cadillac or Volvo made in “Communist Red China”Is there a Non-Communist Red China?
Personally I wouldn’t want a Cadillac made anywhere, never liked GM cars and the last Volvo I had was a 1976 264 GL. I’m very happy driving my English made car, but I’m typing on a Chinese made computer nd have no problem with that.
That said, I’d not be eating any of these thingsAugust 2, 2018 12:49 pm at 12:49 pm in reply to: To eat or not eat food and candy made in chna #1568618Ex-CTLawyerParticipant@takes2
The OP asked if you would eat it, not if it exists.
I go to the supermarket and see many kosher cottage cheese, yogurt and sour cream containers…but I won’t eat them. I don’t like the product, doesn’t matter that it’s kosher or not.August 2, 2018 10:57 am at 10:57 am in reply to: To eat or not eat food and candy made in chna #1568525Ex-CTLawyerParticipant@Akuperma
The Iams dog food did not have a heckscher and used here and was not manufactured in China. The fake wheat gluten was a food component made in China under kosher supervision and exported. It was used in both animal and human foods. The effects on animal kidneys by small amounts of melamine was far greater than human kidneys.August 2, 2018 10:57 am at 10:57 am in reply to: To eat or not eat food and candy made in chna #1568526Ex-CTLawyerParticipant@DovidBT
The Chinese government owns 50% of all non-mom and pop businesses. They set the managers’ and co-owners’ salaries. They decide profit splits. The managers and co-owners want to reap the benefits of their labors and often break the law to do so.
For the past year I have been working with a Chinese Banker to establish a Trust to send hand support his son in the US for high school college and graduate school. In May the Chinese government unilaterally cut salaries of all top bank officers by 50%. He is now approving loans to himself and family members form the bank at set rates, and set up a syndicate to invest the funds and keep the profits for himself to compensate for the salary cuts.
This is the type of action that takes place oftenAugust 2, 2018 10:56 am at 10:56 am in reply to: To eat or not eat food and candy made in chna #1568528Ex-CTLawyerParticipant@RebYidd23
again, the dog food was manufactured in the USA using a component (wheat gluten) produced in China.
China has many standards on the books that are routinely ignoredAugust 2, 2018 8:16 am at 8:16 am in reply to: To eat or not eat food and candy made in chna #1568376Ex-CTLawyerParticipant@yitzchokm
As I have been to China many times in the past 21 years, I have seen the corruption and dishonesty in the Chinese processed food industry.
When the government is your automatic 50% partner, factory owners and manager look for ways to make their own fortunes. Great fortunes are made in this manner, but the risk is high. Every year scoundrels are caught sabotaging food supply and the typical response is a swift execution. Much of this does not hit the foreign press.The CTL family Greyhound fell victim to tainted Chinese processed food exported to the USA back about 2007. A large processor of component ingredients for animal food was substituting fake wheat gluten for real. Major American brands used the fake wheat gluten and thousands of animals and some humans were injured and/or died. Our Greyhound, a retired loser at the race track which we had rescued) was fed a dry food made by Iams (I can mention the name here, because Iams paid a settlement in the case). Instead of wheat gluten it contained melamine. This caused her kidneys to fail. We incurred more than $8,000 in Veterinary expenses and she suffered for 8 weeks until she died.
I was in China earlier this year, I ate only fresh fruits and vegetables, steamed rice and packaged items I brought with me.
We do not buy or use package Chinese produced food products exported to the USA. This is not to say that we may not be fed such items when eating at a relative’s home or restaurant. We may not buy that can of mushrooms labelled ‘Made in China’ but have no way of knowing if someone else is serving such an item to us.
Our dogs no longer eat any commercial pet food. They have a diet of turkey, sweet potatoes and peas which we cook for them.
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It is not necessarily a matter of inferior quality, but honesty. I certainly trusted Iams, and had fro many years. They were duped by the dishonest food supplier in China. BTW, about half a dozen Chinese factory executives implicated in this fraud were executed.Quality control only tests a small sample of product and is not the same as food safety examination. Quality control tests the looks, size, taste, feel, smell etc. of the food. Is it to the company’s standards? Does it look like the picture on the label?
August 1, 2018 12:49 pm at 12:49 pm in reply to: Taking isolated negative experiences we had and generalizing across all people #1567911Ex-CTLawyerParticipantWay back in 1971, when I took my first college course in International Business, we learned about self reference criteria. The surest way to fail in business (and life) is to judge every new thing/person/company in terms of what you have experienced in your own life. One needs to eliminate biases and examine things/people objectively.
This is not an easy thing to doEx-CTLawyerParticipant@Whitecar
I replied to the thread title which presented two choices.
To be perfectly honest there is no way I could say who I’d want 6 years from now. I don’t know who will have been President in the intervening years and what shape the country will be in.I do not hide my disdain for the current administration or those you have suggested, but I have not even chosen a D to oppose the Republican nominee in 2020. Right now I’m trying to get through state elections in 2018. My congressional elections will b e landslides for the Congressman and Senator up for reelection to I am spending little time on those elections.
July 30, 2018 4:32 pm at 4:32 pm in reply to: If you vote Democrat you should just move to Mexico #1567065Ex-CTLawyerParticipant@Anonumousjew
#1 CT pays more to the federal government than it receives back, so you are not subsidizing us
#2 I did not vote for Bill Clinton
#3 I voted against Trump
#4 an ordinary 7 room house in my small town has property taxes of about $13,000…brought to us by an 8 year republican administration.
#5 Being self employed, I buy my health insurance through the CT Exchange (ACA) and yes I kept my insurance company and ALL of my doctors, in fact a number of doctors who did not take Connecticare before the ACA now do so….so I have more choice at a lower cost.
#6 Returning Iran’s own funds was not a secret…you know about, I know about, and so on
#7 I see no difference in visiting and making nice with Cuba which is 90 miles off our coast than meeting with the leader of North Korea, who has nuclear capability and is half a world way….so much for your warped logic.
#8 Medinat Israel is a political football and is not universally loved/supported on The Yeshiva World#9 this discussion is not a referendum on past presidents. It’s about the dictator in Washington that is undermining the rule of law and destroying our country.
#10 I detest our governor and he is not running again, I never voted for him. My state representative and senator are Republicans and voted against our current budget.
As I’ve said, I don’t vote party, I vote individual. I cannot remember the last time I voted a straight party line, but it was sometime in the 1970s wen we had local elections in New Haven and there were no opposition candidates running in my district.
Ex-CTLawyerParticipantNone of the above
July 30, 2018 8:27 am at 8:27 am in reply to: If you vote Democrat you should just move to Mexico #1566895Ex-CTLawyerParticipantCuriousity
Your ignorance and bias is amazing.
You paint all who vote for candidates of one party as being the same.I am a Democrat. I vote for individuals. not party. I detest the fool who is leading our country backwards. The orange haired, serial adulterer who enriches his friends and family and hurts our economy.
I will pay more than $20,0000 in additional federal tax this year under his new tax structure, money that used go to Tzedaka.
I don’t want non-citizens to vote, despite your FALSE claim.
I don’t want open borders, but those arriving and seeking asylum should not be turned away. Must I remind you of the fate of the passengers on the MS St. Louis back in 1939.Trump is a hateful, divisive, lying individual. I’d rather have a family of hard working central American immigrants here and him and his family on the other side of a prison wall.
Ex-CTLawyerParticipant@DovidBT
I have been able to operate a number of businesses during my lifetime. I sold the food businesses in 1978 and the sewing factory in 1984. Since then I have only run the law firm and associated trust administration business; PLUS real estate investment business. Mrs. CTL is a builder/designer and licensed realtor. Late MIL was a RE Broker and licensed property manager for 50 years, so it was easy to run the property/real estate investment business from adjoining offices in the same building.
My father Z”L always had multiple businesses. He taught me if you have 5 businesses and one goes bad you can live well from the other 4, but if you have one business that goes bad it can be a catastrophe.Even now, in my mid 60s I am working towards another doctorate and have a new business venture that will incorporate law. I’ll retire from active legal practice when I launch this venture in a couple of years. My children and their spouses will run the CTL practice on a day to day basis and I’ll be of counsel.
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BTW, I did law school in 2 1/2 years commuting 3 days each week to school in Massachusetts while still running my full time business. I’d get up at 4 am, drove 175 miles to school, leave at the end of the day drive home 175 miles and be in the house by 9PM. It was hard, but worth it.Ex-CTLawyerParticipant@RebbYid23
You interpreted the post as anti-worker, I saw it as anti boss. There is the disagreement.Ex-CTLawyerParticipantDo you actually mean CETA…Comprehensive Employment and Training Act?
It was NOT done away with by President Reagan (and I’m no fan of his). Congress in 1982 voted to fold it into the Job Training Partnership Act. In turn this was replaced by the Workforce Investment Act of 1998. All of these were Congressional actions, NOT the pronouncement of a President.
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BTW, I fought and sued the CETA program in CT back in 1980 and pushed our Congressmen and Senators to close it down. At that time I was an owner of a sewing factory in Waterbury, CT. CETA funds had been made available to train sewing machine operators (we were sending work overseas as we could not get enough qualified operators). The director of the CETA program in CT had put rules in place making the ILGWU the administrator and training agency for sewing machine operators. So, if I wanted to have CETA funded trainees in my factor (paid for with my tax dollars) I had to let the union have access to my sewiung floors where they could attempt to organize my non-union sewing force. No other industry was forced to have union supervision of CETA. By the time the case actually got to court, it was moot, CETA had been folded into the Job Training Partnership Act and the union was no longer in control.Ex-CTLawyerParticipant@Rebbyid23
I disagree, I think he’s upset at businesses illegally using 1099 system instead of w-2 employment.
It should be reported to the Labor departments, both state and federal…but the Chareidi community will say you are not allowed to go to government, but a beis din. Sorry, this type of criminal act should be reported. The 1099 contractor who is really an employee is being robbed of Social Security, disability and unemployment benefits.Ex-CTLawyerParticipant@1
employees DON’T 1099 their workers. Employees are the workers.
Sounds like you are unhappy with Frum employers who 1099 non employee workers. By definition a 1099 worker is NOT an employeeJuly 27, 2018 8:07 am at 8:07 am in reply to: Should teachers/rebbis get a full time salary? #1565971Ex-CTLawyerParticipant“In NYC area, the jewish schools get ZIP, NADA, BUPKAS from the federation, each school is on its own to raise the money”
Sorry, to disagree. I live in Fairfield County, CT…which is the NYC area. For example, the following Day Schools receive funds from Jewish Federation of Stamford: Bi-Cultural Day School (Stamford), Carmel Academy (Greenwich), Jewish High School of CT (Stamford), Gan Yeladim (Chabad pre-school Stamford).
In New Haven, where I was born and raised, Federation provides financial support (and has for more than 4 decades) to both Southern CT Hebrew Academy/Bais Chanah )Lubavitch and Ezra Academy (conservative).
Bridgeport no longer has a day school, but when it functioned Hillel Academy received funding from Federation.
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UJA Federation NY does not directly fund day schools, but allocates $1 MIllion per year for day school scholarships. Parents may apply to Federation directly for these funds.
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Outside Metro NYC in CT. Day schools/Yeshivos in the Hartford area, Waterbury, Danbury, New London receive funding from local Federations. The OOT Jewish community as a whole understands the importance of these institutions and that they should be available and be funded, not just by the orthodox community.Ex-CTLawyerParticipantIn 1980 Minimum Wage in CT was $3.25 per hour. A decent 2 bedroom apartment could be rented for $300 per month including heat and hot water.
In 2018 Minimum Wage in CT is $10.10 per hour. That same apartment (now 38 years older) rents for $1450 per month. Wages have gone up approx 320% of 1980. The cost of housing has risen to 480% of 1980 cost.
We had no state income tax in 1980, now that minimum wage earner would be paying approx $20 per week in this tax. Minimum wage should keep up with inflation (at a minimum). Lower skilled workers should not be faced with the choice of working 40 hours per week and not being able to afford, food/clothing/shelter, or going on public assistance, getting a section 8 housing voucher, food stamps, WIC, fully paid medical and a monthly cash stipend that is larger than minimum wage.
By keeping minimum wage below a livable standard we are pushing people onto public assistance.
In my area, babysitters get $15 per hour, non-English speaking house cleaners get $30 pert hour. If you want a kid to weed your garden, shovel snow or cut the lawn it’s $25 per hour. AND all of that is cash, non-taxed income. My non-Jewish next door neighbor has a 19 year old who is a certified lifeguard. He refuses to work for the town at their pools because they pay minimum wage. Instead of earning $400 per week at the pool, he cuts lawns 5 hours per day, 4 days a week for more money and spends his afternoons at the beachJuly 26, 2018 2:55 pm at 2:55 pm in reply to: Should teachers/rebbis get a full time salary? #1565550Ex-CTLawyerParticipant@Syag
My comment about better English instruction was prompted by the battles in NYS to ensure Yeshivos actually teach the required English/general studies hours.
OOT, no day school would dare skimp on English. Most of the student body goes on to college. The general Jewish community subsidizes the day schools through Federation allocations.July 26, 2018 1:58 pm at 1:58 pm in reply to: Should teachers/rebbis get a full time salary? #1565513Ex-CTLawyerParticipantthe word is COMMENSURATE:
com·men·su·rate
kəˈmensərət,kəˈmenSHərət/Submit
adjective
corresponding in size or degree; in proportion.
“salary will be commensurate with experience”
synonyms: equivalent, equal, corresponding, correspondent, comparable, proportionate, proportional
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People who commiserate have the same negative feelings about something. Take a look at how commiserate is built: it’s from Latin “com-,” which means “together with,” and miserārī, “to pity.” Put them together, and you get “to pity one another, commiserate.”Underpaid Yeshiva and Day School staff often commiserate about their small and often late paychecks.
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Time for better English instruction in American Yeshivos and Day SchoolsEx-CTLawyerParticipantMammale………….
I’ve never heard of the Infant Swim/Self Rescue program, BUT we have an in-ground pool and both our parents had them as well. Mrs. CTL and I bought were in the pool our first year of life. All of our children and grandchildren were in the pool and being taught to swim, float and tread water the first summer after that they were at least three months of age.
Mrs. CTL and I held ARC Water Safety Instructor certification as young adults and worked the waterfront at summer camp. Our kids were certified lifeguards and worked at camp and the JCC.
We do not allow friends’ and family’s kids in our pool until they prove to us they can swim confidently.July 17, 2018 8:49 pm at 8:49 pm in reply to: How important is it to you to have a nice mailbox? #1560604Ex-CTLawyerParticipant@yitzyk
My father Z”L always insisted that you never miss an opportunity to spread knowledge. So, even knowing this thread was tongue in cheek I elaborated on what types of mailbox situations can now be installed.
Two weeks ago, when it was time for the annual Rustoleum painting of outdoor railings, pool and patio furniture, etc. our mailbox got its annual sprayjob.July 16, 2018 3:48 pm at 3:48 pm in reply to: Two Children Caught With Radios In Catskills Interfering With Hatzolah Life Savi #1558649Ex-CTLawyerParticipantFerd…
Which end of the horse are you?Such Lashon Hora, during the 9 days noch.
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My questions only have to do with American civil law, not religious (halacha) law.
#1 There are NO FCC laws. The only Federal laws are those passed by Congress. The FCC, in its authority granted by Congress and the Executive Branch may promulgate regulations and may even have the authority to levy fines through administrative law. That does not mean they can ignore constitutional due process rights.
Every American has the right, if not obligation to question government actions, especially in this time of the Trump administration who ignores laws and judicial decisions. How’s that 20 day order to reunite families doing? I questioned who confiscated the radios. I also questioned if in fact it was a confiscation, where title changes hands or an impound pending trial and adjudication.
You immediately commit libel against most attorneys.
I am not a slip and fall attorney and have never been…I don’t practice Personal Injury law and never have.If you have read my posts, you would know I have children and grandchildren and DON’T live in an area where Hatzoloh operates and would respond to any need.
I did not play any games, I asked serious legal questions, that’s what intelligent people do. I NEVER said Hatzoloh confiscated radios, I asked who did.
An apology is in order, not top just myself, but most of my profession.
You come across as a boor.July 16, 2018 12:56 pm at 12:56 pm in reply to: Two Children Caught With Radios In Catskills Interfering With Hatzolah Life Savi #1558562Ex-CTLawyerParticipantMammele…………..
In most jurisdictions, the police cannot confiscate a car because it was driven by a drunk driver. They can arrange for revocation of a drivers licence by DMV.
When a car is used for delivery of drugs, it may be forfeited by order of the judge at trial.There is a HUGE difference between a piece of property being impounded pending trail and actual confiscation which changes ownership.
Chances are the car driven by the drunk driver may have been impounded pending trail, not confiscated.The legal meaning of words is often quite different than the way they are used in news articles.
July 16, 2018 11:15 am at 11:15 am in reply to: Two Children Caught With Radios In Catskills Interfering With Hatzolah Life Savi #1558518Ex-CTLawyerParticipantBK613
I asked those questions in my comment on the news article.
Hatzolah has no legal authority to confiscate the radios.
Even law enforcement cannot just confiscate the radios. The radios are legal, it is transmission that may not be legal. A warrant would have to be issued by a judge for [proper seizure of private property and it might not hold up in court,It is legal to own a car. It is not legal to drive the car on a public road at 140 MPH in the USA . That illegal use of a legal product does not mean law enforcement can just confiscate the car.
July 15, 2018 6:40 pm at 6:40 pm in reply to: How important is it to you to have a nice mailbox? #1558086Ex-CTLawyerParticipant@Lightbrite…………
I believe this thread was started in response to the ‘have a nice car thread’
However, Joseph the troll, used it to make a personal attack on me. When he was shut down in response he has made himself absent from the thread.
Maybe the spirit of the three weeks has had an effect on him.July 5, 2018 9:03 pm at 9:03 pm in reply to: How important is it to you to have a nice mailbox? #1553410Ex-CTLawyerParticipantSorry, Joseph.
We have an ordinary black metal mailbox on a 4×4 wooden post at the curb. The box sells for about $19 at Home Depot. Every couple of years the town snow plows will hit and destroy the box and pole during a storm clean up. The town will only replace this basic style and post. No reason to invest in anything fancier.
Sorry to shatter your illusions.July 5, 2018 9:02 pm at 9:02 pm in reply to: How important is it to you to have a nice mailbox? #1553412Ex-CTLawyerParticipantMore than 30 years ago the Post Office changed the rules and new construction streets/developments don’t get front door delivery of mail. They either require cluster boxes at the end of the street or boxes on posts at the curb for delivery from mail vehicles. Our house was grandfathered for front door delivery, but when we built the house next door for my late MIL A”H we were required to put a post and box at the curb. We moved our box to the curb about 15 years ago because I don’t wish to shovel snow from the front walk in the winter. The family and guests all come up the driveway and use the walkway and stairs to the side entry.
July 4, 2018 12:45 pm at 12:45 pm in reply to: How important is it to you to have a Nice Car #1552164Ex-CTLawyerParticipant@RebYidd23
We went for a three hour ride through the northwest CT hills this morning. No vegan attacks, but we were invited to ride in two small town parades with other bikers to celebrate the 4th of July.
Home now, getting ready to join sons and grandsons in the pool at 1 after the girls vacate.
BBQ @ 5…………………
Git a call from Joseph’s youngest wanted to know if she can come stay for the summer, she hates camp and had more fun here at the compound last year.Ex-CTLawyerParticipantWe raised and married off 5 children, 2 boys, 3 girls.
The girls definitely cost more to raise through marriage.
The education cost was the same, Tuition for day school, yeshiva high school, college and law school was not sex dependent.
The girls had far more clothing than the boys and while a oy might wear the same suit from year to year until it was outgrown, a young lady needs (wants) new styles each season. Add to that the cost of accessories (handbags, scarves, jewelry, cosmetics and the costs go through the roof.
Our children all received cars at the same age, similar cost.
Wedding gowns cost more than Bar Mitzvah suit, hat and tefillin.
Weddings cost way more than B’nai Mitzvah (we paid 100%).
Unlike, others we did not furnish/equip the young couples’ homes. They were earning real incomes at time of marriage.
One year in EY after high school and before college for learning, similar cost.
Boys’ car insurance was higher, Girls’ medical expenses were higher, boys didn’t see dermatologist, gynecologist, etc.
Overall, it cost about 25% more, adjusted for inflation, to raise our girls than the boys.Ex-CTLawyerParticipant@DovidBT,
Born to be wild, yes..but not on tape. digital recording on iPhone or iPod
Leather Jacket, heavy jeans and leather boots are safety items. Although not required in CT, I always wear a helmet.Ex-CTLawyerParticipantAgainst
June 29, 2018 8:25 pm at 8:25 pm in reply to: Why does the Yeshiva World constantly post anti Trump articles #1549536Ex-CTLawyerParticipantI think that YWN published TOO MANY PRO_Trump articles.
A news outlet should have no bias in news articles, they should not be pro or anti. That is what editorials are for.
June 29, 2018 8:25 pm at 8:25 pm in reply to: How important is it to you to have a Nice Car #1549541Ex-CTLawyerParticipant@benignuman
The purpose of a car is NOT always to get you from point A to Point B
We have multiple cars. B”H money is not an issue in this stage of our lives. All the kids are married and earning good salaries. The house is long paid for.That said, Mrs. CTL has her original 1971 Jaguar XKE V12 Convertible. It comes out of the garage east summer for pure enjoyment sake. She has a modern SUV for daily point A to B driving.
I have a large luxury sedan….it is often used to transport clients. I would not do that in a Honda or Hyundai, etc. When billing $500 per hour the clients expect the attorney to drive a luxury auto. I won’t drive German or Japanese which is why most of our cars are English.I also own a 1972 Harley Davidson Motorcycle I bought when I was in college. Definitely not for getting from A to B, BUT when I need a release, a long rode through the northwest hills of Connecticut is great therapy.
We have never owned a minivan, we were the generation who had 9 or 10 passenger station wagons.
June 29, 2018 8:15 am at 8:15 am in reply to: How important is it to you to have a Nice Car #1549242Ex-CTLawyerParticipantBuy what you can afford. There is quite a difference between THIRTY and SIXTY thousand dollars.
It is generally a bad economic decision to sink substantial money into an asset that loses value quickly such as a car. You seem to put on too much mileage for leasing but want a car without the expense of repairs that comes with an old, cheap car. SO, buy a late model off-lease car. It will have been maintained while under lease, have a known service record and the former lessee will have suffered the bulk of depreciation in the first three years.Ex-CTLawyerParticipantFlanken is short ribs that have been cut across the bones in 1-2″ bone lengths. Short ribs are the full length of the bone and separated into sections by cutting the meat between bones.
Ex-CTLawyerParticipantMusic Yes, Video NO
I married off two daughters in the past two years.
We have live bands at both (NOT one man band). We also set a playlist of live music and recorded music to be played during specified band breaks,
The contracts (which I wrote, that’s what lawyer’s do) specified that we got to control volume level. It listed one of my sons and one of my brothers as having authority to tell the band leader to adjust the volume and/or personally do so. There was a large monetary penalty in the contract for noncompliance. We wanted all guests to be able to hold conversations at their tables. They were joining in our simchos, NOT attending a concert.
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We did the video thing for the first two children’s weddings. Waste of money, never look at them anymore. Nowadays, everyone has a smartphone with video capability. We asked guests to upload their clips to a website and made a video collage that was sent to family who could not attend. Total cost less than $100.Ex-CTLawyerParticipantThere is no blanket answer, each case is different.
I own, but I drive less than 6K miles per year and pay cash for my car and keep it an extremely long time (my current car is now 14 years old with 76K miles on it and I’ll probably drive at another 6 years,Mrs. CTL prefers a lease. She drives about 15K miles per year, wants a new model every three years and 100% warranty with roadside assist and the dealer picking up and delivering the car for each/service. Everything but gas/insurance is included in her lease.
Our firm leases cars for our senior staff. It is a set monthly amount and deductible as business expenses.
My 21 year old wanted to buy a new car this year for commuting to work. She wanted a Nissan Altima. Due to the high residual value, the cost per month was much cheaper to lease than buy with the promotional low/no interest deals.
She won’t be keeping the car more than 3 years, by then she expects to need a larger family car. Her husband bought his car using a 0% loan from the manufacturer.There is an adage that you don’t make capital investments into things that depreciate in value, and that is true of most cars. Sit down and do a financial analysis. How much can you afford to pay in total car expense each month and how much of a car can you buy or lease for that amount?
Then consider the peace of mind that comes with knowing you are under warranty and won’t have large surprise bills.
By the first half of 2016, 32% of all new cars delivered in the USA were leased not sold. If it didn’t make economic and/or emotional sense for many people the number would be much lower. I leased a car the first time back in 1977 and the market share of leases was less than 5%. Things have changed, as have car prices. Today an average new car costs more than I paid for our first 3 bedroom home in 1976.Ex-CTLawyerParticipant@Joseph
The chances are that the patient would be redirected to a public hospital.Childbirth in the early stages of contractions is not considered an emergency situation. 10-15 minutes apart, there’s time to send you to a public hospital within 10 miles. 3 minutes apart..admittance.
We have two hospitals in our adjacent city. One is considered a public hospital, not owned by the government, but in the way it is subsidized by the state government. Both accept emergency room patients without regard to insurance or ability to pay. The private hospital does not accept elective patients without prior insurance company authorization and collection of the patient’s deductible prior to admission. The ‘public’ hospital bills the deductible/co-pay after the fact.
Ex-CTLawyerParticipant@Joseph
It is ONLY public hospitals that MUST accept all patients without regard to ability to pay or requiring payment in advance.
Private hospitals are not bound to do so for non-emergency situations. They do not consider normal-childbirth an emergent situation and at registration if you don’t have the acceptable insurance or prepayment they can redirect you to another facility if the travel time would not be detrimental to the mother or child.Ex-CTLawyerParticipantPeople have different levels of wealth and standards of living.
I was born into a comfortable business owner’s family.
I’ve lived through boom and bust.
I give my share, and more, or Tzedakah.That said, I usually find that people who question what I spend on cars, clothes, my home and its amenities are just plain jealous. They may express it in terms of ‘he could be giving more to help others, if he drove a Chevrolet instead of a Jaguar’ but it is their jealousy showing through.
We are not Essenes of biblical times choosing to live a life of voluntary poverty and deprivation.
If there are those in my neighborhood who lack what to eat, I am more than happy to help feed them, to help educate their children and to help them find employment so that they can provide for themselves. That doesn’t mean I should have to do without things I can afford.That said it is never appropriate to show off. The discussions of the ‘over the top’ vacations, and vehicles are a sign of the nouveau riche. Established wealth is discreet and not showy.
Ex-CTLawyerParticipantThe difference is in the binder ingredients, not the active ingredients of the specific medication. Some generics are high in starch on the binder side and can cause problems for people with diabetes. My BIL had this problem and for three of his medications the doctor must check BRAND MEDICALLY NECESSARY. His insurance company stopped complaining after they paid for his third hospitalization caused by reaction to a substituted generic drug.
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