Chaim87

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  • in reply to: I guess ChaBaD is Zionist now? #2247111
    Chaim87
    Participant

    @Menachem Shmei,
    I am not convinced that the Israeli flag is not for torah and mitzvos just like the tzvios hashem flag. There is kedushas haretz and alot of mitzvios that apply in EY. Now it is true that once upon a time it was used by rashim like Ben Gurion YMS to say we do not need to observe mitzvahs CV’s because we have the medina. And we intentionally only wnat things to be secular to the point of kidnapping immigrants and snipping their peyos off. However, that is no longer the case. We live in a post zionist world. The flag has no come to represnt a simple unity among jewish people. Furthermore, even if its not as “jewish” as a menora, at a time of epic tragedy like this and when it is exactly threatening Jews of Israel for river to sea …There is a justa time and oplace and you can’t just bring a defrence from a sicha said 60 years ago.
    As a side note yes the reba z’l was human to and at times changed his opinion too. I know for a chosid that may be kefria but for us layman its the turth. it doesn’t degrade the person to say that. We know he went to college but was anti college too. And no i don’t buy that he went to college for chasdic purposes but would have never gone if not. Thats baloney. he went because that was the mood at the time. But as time evloved he shtigged like we should all be. He realized that engineering is not important in life and then told chasdim not to attend college. My point is things chnage as time elvolves and the same with the flag.

    in reply to: I guess ChaBaD is Zionist now? #2246380
    Chaim87
    Participant

    @menachem shmei,
    During times like these we need some kind of public display that’s a symbol . What would you suggest we use? A tzivos Hashem flag ?

    in reply to: I guess ChaBaD is Zionist now? #2246238
    Chaim87
    Participant

    I think the rebbe tried to parse things. So there is the belief of zionisim and then there is the idea of supporting Israel and even more so not making peace with people bent on killing us.

    The rebbe was very famous for giving a sicha after the yom kippur war when israel was a couple of hours away from Damsucus but stopped short of capturing it and accepted a ceasefire because of UN pressure. The rebbe said “der UN vet shrien si vsi velin zi shrein a bissel hiecher” (The UN will yell anyhow so now they will yell a little louder).

    The rebbe was also very famously against Oslo or any pace deal. Contrast that to R Shach z’l who was pro Oslo. The rebbe was pro living in settlements too.

    All In all the rebbe took a very anti Palestinian view. But he still held that fundamentally the state of Israel is a bad thing in ideology. Its kind of like now that its here even though we don’t agree with its principals, its still jews and we need to keep it safe via fighting and being anti peace with people who are ina cult bent on killing us no matter what. A fake peace. i wonder what he would hold today of the flag. The flag histrocially represented the ideals of the state which is bad. But nowadays its intended to represent a more general symbol representing the jewish people and its existence against the Palestinians and musilm enemies around the world who seek to destroy us. it isn’t really about the ideals of zionism any more. (Kind of post zionism). I suspect the reba would be torn about the flag now and i wouldn’t mock shluchim that used it. You can’t bring a proof form sichah in 1955.

    in reply to: Neturei Karta: Do they have a Point? #2242178
    Chaim87
    Participant

    There was an NK teacher in the tri state area, a young 20 year old girl was fired for ripping down posters. But perhaps more disturbing, her students asked her, can we daven or say tehlim, something extra for EY? She said no we don’t need to daven for them. Even according to NK, you shouldn’t daven for jews in a tzara?

    in reply to: Rally in Washington #2239560
    Chaim87
    Participant

    @sm77,
    I am not convinced that security is such and issue espcially when the cops are on high alert. Will it perhaps anger cetrain sects? yes and maybe they will yell. As long as we don’t yell back, I think its OK. Anytime you fight back you will anger someone. While our place is to stay low normally in golus, we also can’t be like sheep being slaughtered again. Some times you also need to be enraged and fight back in our own eidla way of public display davening. I think this golus syndrome is overdone. You need a balance. I don’t see why a yom tefila is such a security concern. The risk is tiny. Also the illegals you refer too from our south border aren’t part of this war. I think the greater issue is that the frum need to learn how to get along better. It shouldn’t be treif if aguda orgnanzies even if you don’t like their shita. Chasdim should fargin standing near litfaks etc.

    Chaim87
    Participant

    So far the only frum “speaker” is Isha. It doesn’t seem like they are even saying tehlim.

    Yes, they are scheduled to do so- mod

    i am not smart enough to say yes or no about attending. But I can understand why some may distance themselves. By the rabbis march, its was basiclly “kosher” with the rabbis in charge vs lady singers and others speaking.

    My question is why the frum can’t unite and make a yom tefila in Manhatan with all yeshivas attending and all chasidim and litfish?

    in reply to: Rally in Washington #2238613
    Chaim87
    Participant

    @sm77,
    I hear R Yitzchokc’s point. But my question is why not a yom tefila in Manhatan? We did this about 20 years ago and I remember that. We will thne get a lot more people. And more importantly, it wouldn’t be a “rally” in the sense of yelling. Its a yom tefila but with some showing to the world that we care and that this is the way we yell. I understand that it may bring iut the other side but the point is that if you are simply dvaening vs yelling it isn’t a two way fight then and won’t invoke as much. This has always been our way. It distubrs me that we can’t do that

    in reply to: Mainstream Media = The Enemy Of The People #2238317
    Chaim87
    Participant

    Reviving this in light of the recent news that there were journalists part of Oct 7 who just stood there filming the horrors without warning anyone.
    I will also say that when the media cries that 80 journalists were killed, I am suspicious if many are innocent or are they Hamas PR spokesmen who are also “freelancer” reporting to CNN and AP? The Gaza journalists are really Völkischer Beobachter which by enlarge means so is CNN & Retuters.

    in reply to: Neturei Karta: Do they have a Point? #2238310
    Chaim87
    Participant

    Can someone please elaborate how this relevant for today? You think if CV’s Hamas entered Torah viryah they wouldn’t have done the same because its NK? What’s the practical shita of NK today now that the beast called Hamas is running would and out to kill us? Is it that we give them from sea to sea (whatever Tlaib’s slogan is.) If the govt completely hands the knesset over to Hamas, no more tzionim, will they stop killing us or will it be worse? I think we all know the answer but please do enlighten me. What’s should we do today about it?

    in reply to: Neturei Karta: Do they have a Point? #2236226
    Chaim87
    Participant

    As I myself noted, by now its a moot point. Even if you gave it all back Hamas would still kill us, So that isn’t an option. Maybe Kahana is the most practical now even though its so morally wrong.

    Furthermore, all these talk about evil Zionism is very different than today. Ben Gurion Yimach shimo was a known murderer who put Zionism before Jewish lives both during the war and on Begin’s boat. Those old zionists who kidnapped Temen kids and cut their peyos off were pure evil. Todays Zionists while secular just aren’t that even Lapid. To use these cathcy kaniosha phrases from past generations are just so out of proportion. it lacks any intellectual honesty. Just because someone said it base don circumstances of 100 years ago, means nothing today. Don’t forget these are fellow jews. There may be a “halacha” that esav hates yakov. But there is no halacha that tzionim hate yakov.

    in reply to: Neturei Karta: Do they have a Point? #2235820
    Chaim87
    Participant

    I am not sure where this is going? They have a point historically. So if we lived in Shnucky Shapiro’s time machine perhaps ste the clock back 150 years and having no country would be better than today. But if you look at the present, there is simply no way to reset. Now that they are wild and enraged and mad, even if you gave them the keys from sea to sea they’d destory us in the most barabric way. basically its too late now. Its only a nice idoelogical idea of history. A what if thing. It has no value today.

    As a side note, the arab countries you mention are m ore developed and were always more cultured. Either way alll this is, is a debate of history. Nowadays if you attend a Free Palestine rally you just encourage more killing and are a rahsa

    in reply to: moving from Jerusalem to Cleveland – TIPS please! #2235533
    Chaim87
    Participant

    @BaltimoreMaven, Isn’t the cost of hosing higher in Baltimore? Isn’t there alot of crime and bad neighborhoods on Baltimore? I have even heard reports of car jackings. And doesn’t Cleveland offer school vouchers?

    @etrog101
    , what are your skill sets in terms of jobs? If you have skills to work in a secular environment you may able to obtain remote work and not limited to on city. If on the other hand, you are an esrog dealer for example then you need in person jobs.

    in reply to: Israel is going to do nothing #2234892
    Chaim87
    Participant

    As someone pointed out above indeed this is a chess game.
    1) Hostages: if we go in we risk losing them. On the other hand Hamas will never free all hostages. At most they free civilians. They will only do that in drip drip stages schleping it out for months. Then they will hold on to soldiers till every Palestinian prisoner is let go. israel will have to settle for some middle ground of maybe getting at least women and children out before any invasion. Its so tough.
    2)Yes you don’t want a world war on 3 fronts and so we need to make sure the USA has our backs and do this thoughtfully in a way that doesn’t provoke Lebanon into full scale war. Maybe the answer is just a go little in at a time etc. Till they get used to it. Again tough
    3) what to do with the tunnels , traps and everything else set up on the other side? You need caution.
    4) You can just go in and kill 500K civillains. Right now Hamas isn’t letting them leave.

    There is a thought in me that had we rolled in on day one with force they would have been unprepared even with all that planning. And we could have accomplished alot. But that assumes that we had all the troops ready and all the weapons etc. And we still would have lost alot. This day one scenario is very impractical. And so now once they had a week or 2, you need to be more cautious

    Will they go in? Who knows. Ultimately the goal isn’t to go in. its to get our hostages home first and then to decimate Hamas. I think most definitely its wise not to just barge in at this point

    in reply to: When will Netanyahu accept responsibility #2233774
    Chaim87
    Participant

    @Always_Ask_Questions

    I wouldn’t call for “political changes” Keep Likud but a new leader and not Bibi. I am Ok with ben Gvir to.

    in reply to: When will Netanyahu accept responsibility #2233416
    Chaim87
    Participant

    9/11 is not the same as this for many reasons. For starters, Bibi was PM for 15 years pretty much straight He wasn’t brand new. Therefore,
    1) He was the one who ensured that Gaza was safe. He built the way for $7B Shekel. He oversaw the safety of the gaza border. The fact that he banked the safety solely on a wall was a big mistake. It was hinged on technology that could be hacked or busted.
    2) Why did it take the army 6-8 hours to respond? Bibi speaks all day of the danger of Iran. Imagine if CVS they attacked, would it take 8 hours to round up troops?
    3) They were training out in the open and Israel knew they trained how to capatrure mock cities. they laughed at it and didn’t take it serious

    All of this was not the case with 9/11

    in reply to: Mainstream Media = The Enemy Of The People #2233250
    Chaim87
    Participant

    My key pointers still remain:
    1) They jumped to conclusions
    2) They refused to remove it even when the iDF provided proof.
    3)They refused to move it even when Biden confirmed.
    4) Even after the state dept confirmed and showed clear proof, it took a long time to remove it.
    5) Even today many still quote the palestiains as denying it was them.

    Meanwhile there was never any evidence to ever even confuse the facts and think it was Israel. There was never proof provided from the Palestinians that it was us. Yet you believe Hamas?

    Its also very callous to say big deal its like all news that we make mistakes or that Ok big deal now 3 days later its kind of cleaned up. It was a blood libel on steroids’. Do you know what repercussions blood libels have? To compare blood libels to Jan 6 or stolen election lies is just shocking

    Disclaimer: I am anti Trump. I don’t see this with the Trump cult kind of maga altitude. Is ay this as a frum jew who cares about his brothers.

    in reply to: Mainstream Media = The Enemy Of The People #2233208
    Chaim87
    Participant

    @Gadolhadorah,
    I fully agree with you till the hospital fiasco. I think you can’t discount such a dangerous blood libel that has tons of repercussions world wide and to jews. I believe they were sympathetic but now turned on us. However, lets leave my belief aside.

    Can you rationalize the following
    1) why did the mainstream media jumped to conclusions like this, literally spreading a blood libel which is extremely dangerous?
    2) It was proven within a few hours to be not Israel. Then a little later even the US state dept confirmed Israel’s open proof. Yet the media took over a day to change the story. What took so long and why?
    3) Even today as we speak, mainstream media still say , “Palestinian officials deny Israel’s claim that its was Islamic Jihad”. Like for real? You have outright proof yet you quote nazis Isis beasts as if they are a side to reckon with?

    By the way the WSJ is guilty of the same. i am a subscriber and have it open on my screen. It was a big shock to me. (In fact till the blood libel, the WSJ was worse than the NYT. The WSJ was far more sympathetic to the Palestinians. Its a shocker but we need to be honest.)

    I don’t understand why there isn’t an uproar. What’s a blood libel if not this? How are you all minimizing this? This isn’t a small “mistake”. Why are we all not burning mad. Its Mendel Bellles 2.0.

    in reply to: Mainstream Media = The Enemy Of The People #2233149
    Chaim87
    Participant

    @jackk,
    You say it as if this mistake is just a minor mistake and big deal that it took a day to clean it up. You also measure this mistake like any other mistake. Perhaps I should clarify that it’s the enemy of the Jewish people although America was hurt too.
    Do you realize that because of this mistake, embassies were trashed, shuls and kevarim were burned , a Jewish lady was punched in the face. And worse if all Israel image was tarnished which affects their fighting. I don’t know how you can compare people whose lives are at stake and Jewish lives to Fox stolen election nonsense. It’s moral equivalence isn’t on the same level. Besides Fox is only one network. This was every network. Incidentally Fox I think was the only truthful one here early on but I could be wrong.

    You argue that the media cleared it up a day later and they make mistakes. Well why did they make this mistake ? And why did it take a full day when clear proof is out there after a few hours? Do you know that as of now CNN still says the Palestinians deny Israel’s claims that it came from rockets. As if they are legitimate after all that proof?

    I know it’s harsh to call the media our enemy but for Jews and to an extent all Americans I see it as the truth
    . How do you justify this ? How do you not see how dangerous this blood libel was ?blood libels aren’t dangerous? Even just a day, is a day of blood libels where on social media that’s amplified blood libels.

    in reply to: Mainstream Media = The Enemy Of The People #2233188
    Chaim87
    Participant

    @jackk,
    I just don’t see how spreading blood libels (even for only a few hours) come remotely close to spreading election lies. I fail to understand how you minimize its repercussions at this time. (My apology if I seem to be repetitive but I just don’t get you “mach it avek” as if its no big deal)

    To address you or osmic of the other commnetors pointers, yes I get you Trump didn’t make up the term and its used by many dictators. But that doesn’t make it untrue. Not everything they said was a total lie. So you ask but what about demcoracy which i think we all agree is a good thing? We need freedom of the press. The answer is not all democratic western countries offer the freedoms that the USA offers. There needs to be some limits too. Just like you understand society needs police even in a democratic society. When it comes to national secuirty or broad statements that put sects of people at risk and result in embassies burned down, the media needs to be held accountable. The govt at times needs to silence them and citizens should be able to sue easier when its so libelous just like was done to Fox. Democracy still needs governance and the media is just out of control.

    I still contend that spreading a false blood libel makes you my enemy.

    in reply to: Mainstream Media = The Enemy Of The People #2233130
    Chaim87
    Participant

    @ Gadolhadorah
    “they were too quick to blame IDF for the Hamas rocket that hit the hospital” You say that so nonchalantly
    as if that’s just a small blip not yo be concerned about. Do you realize what kind of ramifications that blood libel had? Shuls were burnt down, cemeteries destroyed, protests world wide etc. Israel hand was tied for a day lest they look insensitive . It’s fair worse than Jan 6 incitements. It’s a dangerous blood libel.

    in reply to: Mainstream Media = The Enemy Of The People #2233131
    Chaim87
    Participant

    @yechiell,
    Websites have deadlines to meet? CNN website? Even the nyt and WSJ? Midday deadlines ? On the website ?
    Secondly, because you have deadlines you print blood libels ? Then again I ask you how can we trust the news if they print a blood libel bec of a deadline? I still call that the enemy.
    One more point, even when the state dept and IDF proved it wasn’t Israel they still had headlines for nearly a day saying something like Israelis and Palestinians each blame each other for hospital blast? Like for real ? You saw the proof . Hamas yimach Shimo provided no proof and they are nazis isis propagandists yet they still quoted their side as if to give validation to the lowest of the lowest who spread blood libels? This was after they had the facts and it our own govt proved it.

    How can you look at me with a serious face and not call them our enemy ? How do you trust them.

    Again this has nothing to do with trump the low life. But call a spade a spade . The man was right about this

    in reply to: Goodbye, Bibi? #2231193
    Chaim87
    Participant

    @Always_Ask_Questions
    You raise a good point re #4 but I divide the argument really into two pieces.
    1) Judgment calls which are very hard to make and often the other side can fool you. Like Hamas is now peaceful or that this threat sound no different than the rest etc. or that exercise son the border are their classic games.
    2) Planning in advance so that we are prepped if an event occurs. Its under this category where you need to blame senior leaders. There is no excuse no to plan a defense for the worse.

    edited

    in reply to: Goodbye, Bibi? #2230889
    Chaim87
    Participant

    @huju,
    Meir didn’t step down till after the war. First we need to fight the war in a united fashion with no blame. After that Yes i think Bibi must go and we need to return to electing strong generals who understand security issues. Not Bennet or Lapid
    Re as to why blame Bibi? Well there were 3 main failures here.
    1) A lack of intelligence picking up Hamas planning. How did we miss that.
    2) The fact that the security for Gaza was all based on technology albeit high tech, but that can easily be wiped out in one air strike.
    3) The fact that after the breach it took us hours to mobilize in the the modern day 2023 era. Israel needs to be able to mobilize alot quicker and that has always been a strength.

    If I had to quantify this, Id say #1 isn’t so much Bibi’s fault as Hamas unfortunately did a good job concealing all this and fooling us that they are “peaceful”. But #2 is a huge issue. Bibi has been around of 15 years more or less (aside for a brief loss here and there.) That border wall was built under his watch and he put time in that. What was he thinking? And then #3 is also Bibi fault since its his army that needs to be better prepared to respond.

    I love Bibi policies and I am not a leftie. I’d never want lapid. Edit

    in reply to: Interest Rates: A Budget Buster #2230502
    Chaim87
    Participant

    @Amil Zola,
    I have better good extensive research data on actuaries and its more than what you find on google. But Ok lets leave that aside and focus on PNW and earning 90K. And granted that 90K Gross is enough in PNW for a family with a few kids . (Not sure how but Ok)
    I am simply asking you a question. what’s the incentive to go to college and work at a job paying 90K when I can work at an uneducated job , earn 50K but get 50K in handouts?
    Why work hard?
    If I can ask one more question; For those in Jewverse who live simple lives why go to college when I can get a jewverse job for more? (Yes if i live in PNW and there aren’t jewverse jobs I may need school. But if I live in NYC why do I need school?)

    in reply to: Interest Rates: A Budget Buster #2230300
    Chaim87
    Participant

    @Amil Zola,

    NYC is the financial capital of the world with some of the largest insurers and highest pays. i know for a fact that your info on actuaries are exaggerated somewhat unless you are star that knocks off exams 123. But thats beside the point.

    The key question is, about the careers you quote where you start at $90K . Why is that worth it when i can earn 150K in jewnvierse? or when i can earn $50K in jewniverse but get another 50K net in handouts?

    in reply to: Interest Rates: A Budget Buster #2230277
    Chaim87
    Participant

    @Amil Zola,
    Actuaries do not start at 100K. I have many friends who are actuaries. They start more at $80K on average (Only a bit more than accounting). In order to earn 150K they need to become either an FSA on the Life side, which means passing 10 very tough exams or an ACAS on the causality side and pass 6 very tough exams. it take smore than 2 years unless you are a super star. And i refer to the greater NYC area which is almost the highest pay. One can work in consulting and slave away at 60 hours a week i suppose. But even there it will take about 5 years to make 150K.
    Data jobs and program analysts perhaps start at 90K but only rise by say 3% a year.
    And the point is what’s $90K worth when you can get $50K net in programs
    Re relocation , in this remote world that’s less of an issue

    The real issue you need to address is why slave away at a college educated job when you can at minimum earn the same without it and usually you can start off earning more? Even if you earn less, you get so many govt programs that why sweat? It seems to be only worth it once you exceed the 150k mark. I don’t see so many of the career paths listed above exceeding that.
    This is a new phenoionim . it used to be that you can’t earn much more than B&H like job at 50K in the frum world.

    All the other benefits you mention are nice. I’ll also add that min corporate generally if you get laid off you have 60 day notice plus severance. At a frum place its often just goodbye and then no paransa. But none of those benefits are that alluring to people when the base salary isn’t higher.

    You also touch upon a good discussion re a secular HS education. But today so many get into PCS like classes in accounting social work and a slew of other fields without it. They also don’t pursue a career till 5-10 years down the line after HS. I just don’t see its contribution to paransa the same as it used to be. There are other benefits to a HS secular education but from a paransa standpoint this whole idea of college just doesn’t to add up mathematically.

    in reply to: Interest Rates: A Budget Buster #2230178
    Chaim87
    Participant

    @Always_Ask_Questions,
    Disclaimer i am kind of tuned into this today purely bec I need a distraction from the sad news of which i didn’t sleep from last night.
    So exactly what college educated occupation offers a staring salary (or at least 2 -3 years in ) of $150,000 and doesn’t require an IVY league education. You can’t expect the masses to attend Harvard. Lets say it isn’t accounting then what is it? (I can tell you that it isn’t data science either. I dabble in that and its not as lucrative as they sell it to be) Do you buy into the AI bubble? (to me it sounds like the zoom and Peleton bubble)
    Nursing homes by the way just require 6 months of training. But I don’t want to get stuck just on that. Today you have people manging warehouses, amazon sellers, marketing all flavors, real estate and property management etc. These guys are all making 150K after 2-3 years. Will all this stick? Who knows? There is a video out there from Freda Vizel (a former chasdish jew but now secular) who i thought put it down nicely. We kind of built our own economic society where jewish commerce is nearly self sustaining from within.
    Ill bring up yet another mathematical point. It almost doesn’t pay to work in a field paying 100K gross bec of govt programs. if you sum up the value of medicad, Snap. wic, free child care, earned income credits etc it adds up to well over 50K in net income. It really doesn’t pay to earn less than 150K Gross because then you’ll lose all those goodies. Now may be altruistic and say its wrong on so many levels to take govt handouts. But when the math is so compelling its hard to tell others that they should just live altruistic lives unless its clearly assur in the torah.

    in reply to: Interest Rates: A Budget Buster #2229746
    Chaim87
    Participant

    @Amil Zola,
    You make a valid point but realize that we don’t live in a shell. This is a viral and interactive community. You may be strong and have the right hashkafa. But your children see things and notices it. They can’t live in a vacuum. The growing ostentatious lifestyle is addictive and alluring.


    @Always_Ask_Questions
    , what about a full time job in accounting? You also assume everyone is smart enough for Columbia which tough. I don’t know if you can post links but google Why No One’s Going Into Accounting WSJ. It basically doesn’t make mathematical sense to get a degree any more. What for? any decent nursing home administrator gets 150K after 2 years in while accounting gets maybe 90k if lucky. And it isn’t just nusring homes, its so many other frum jobs. Show me the math and path toward a decent paying college educated job that matches up.

    in reply to: A New Money Trend? #2229360
    Chaim87
    Participant

    Lakewhut,
    Well it goes two ways. What does it mean to be hiemish? I see many who’d never do a shidduch with an “American”. But if they have money they become hiemsh and shidduch worthy with the finest

    in reply to: Interest Rates: A Budget Buster #2229359
    Chaim87
    Participant

    @gadolhador firstly Orlando pesach is expensive since irs spring break. It’s usually upwards of $200 a ticket plus lodging . Now this sukkos was a bargain with $54 tickets. But still the cost of a place plus amenities etc. it all adds up. I can’t talk for most yidden and it isn’t just the $500 steaks. I will say that many especially younger ones are spending alot a lot of money on fads.
    @always_ask _questions, it’s very hard nowadays to make a living with professional jobs. Their salaries haven’t kept pace with true inflation of at least 25% higher pay on a net basis. That’s 40% on the top.(Gross)
    Plus student debt is nuts. Nowadays our own frum economy got so large that we have almost our own system. P.S. I work as a professional

    in reply to: Interest Rates: A Budget Buster #2229073
    Chaim87
    Participant

    @ctlawyer
    There are definitely way too many people following the Joneses and living a lifestyle they can’t afford. I am assuming that you live in CT. But if you’d only see what’s going on in “in town” communities, it is ostentatious beyond any belief. Way too many people are going to Orlando than can afford. The restaurants that are now $500 a plate is insane. People go to say they went and not because they can always afford it.
    Now what’s wrong if you can afford it? There is a lot wrong with these out of hand spending.
    1) it creates peer pressure
    2) you ever thought about what it does to the next generation even if parents aren’t the ones following the Jones’s? And the next generation goal is to be the next billionaire because this lifestyle with private jets etc. There is no way to shield your kids from seeing this and it becomes their goal
    3) Are you really thinking about Hashem when you go on live this kind of lifestyle? There is so much prikas oyl.

    I don’t Care how much tzedaka you give. This Outlandish lifestyle is disgusting and it’s corrupting so many people.

    in reply to: Interest Rates: A Budget Buster #2228875
    Chaim87
    Participant

    @ always_ask_a_question;

    Where exactly can you borrow at 2% now? And you assume housing will go up. That’s true in the long term but what if you need to pay those bills next year? Who says it won’t collapse by then?

    @Demoshe, I can’t question a personal decision. I just hope that you had a good reason to jump into buying new house. Many jumped simply during the covid gold rush in h a hast to follow the joneses and live more lavishly with a pool, and nice yard etc. They forgot that their “old” townhouse had a basement rental too and life was affordable. After all rates are at 3% and we are all getting stimulus plus PPP. Everything we invest in turned into gold , henceforth the inflation fueling. Now that kind of lifestyle begins to bite us. To be clear, I don’t mean you per say and I am sure you had a need.

    I do agree that there is a crisis for the new generation now. This is something that has happened in 20 years as there are no townhouses for cheap either.

    in reply to: Biden or Trump #2228773
    Chaim87
    Participant

    @sacts,
    The idea of medicare for all is a noble idea but when you get down into the weeds it doesn’t make sense from a quantitive nor a qualitative perspective.
    Lets start with quantitative;
    1) Medicare does not cover long term health. There is a good reason for that. It cost too much money and is unaffordable. Are you OK withy gutting that out of medicad which does cover LTC now.
    2) Medicare doesn’t cover dental
    3) There is a limit on OT and PT services. If you look at how much therapy children receive from early childhood to speech to OT to PT. And if CVS special needs even more. Who pays for all that under “medicare for all”? Right now most of that isn’t covered under medicare albeit its for seniors but you get my idea.
    4) Medicare charges copays and premiums for many seniors. Can we do that under your Medicare for all?
    Now lets talk about quality,
    Our medical care is second to none and the envy of the world. Look at how many people collect in shul for a yid from EY who needs to be in the USA for medical care. This is because drs can charge high fees and make money. Its a business and drs who work hard need to be incentivized so they are rich. The same is for hospital ceo’s who build up start of the art facilities to provide high quality care. Many dr’s now don’t take medicare, under medicare for all, where prices will be negotiated down even more, you think they will accept it? And if they do we will look like Canada and the UK where lines for hip replacements are 6 months. And only the rich get better care via cash.

    To summarize our standard of health care is so vast and expensive. We have very high demands and everything is a must. Therapy, mental health, LTC, dental all of that isn’t covered in Israel or other single payer systems. Neither do they have the ability to sue like here. We also have state of the art care that’s at least accessible to middle class thanks to private insurance. if your proposal is, something like emergency care for all, limited to hospital care etc. then I think that’s noble. But without severely fiddling around with the current system, its impossible to pay for all of this without compromising on quality or quantity of care.

    As a side note, you left out one very important fact about the ACA. Sure it forced (or at least its idea was to force) those uninsured to get insurance thereby yes they pay more but its to their benefit. However, they weren’t the only ones who suffered a loss. It also forced those who are responsible and have health insurance already to pay more for all those irresponsible who now need to be covered with pre existing conditions too.

    One more side note (and I agree this one is somewhat off topic) the idea that we need to cover the poor under medicad no matter what their behavior toward self care is a huge chutzpah and absurd. At my job if you smoke they charge you an extra $1K. And everyone has to partake in a work on wellness program or you pay another $1K. The fact that medicad holds no bounds and that you can be a fat smoker who drinks all day too makes the sense of entitlement such nerve. Medicad ought to charge if you smoke and obligate everyone to commit to work on wellness.

    in reply to: Interest Rates: A Budget Buster #2228152
    Chaim87
    Participant

    @damoshe,
    Tuition is tricky. In communities like Lakewood and chasidish communities it isn’t more than when we grew up in Brooklyn comparatively. (I am not counting girls seminary which is out of control)
    Housing is an issue and you got me there.
    Re cars, there are always some that need two cars. But firstly if you live in a city like Brooklyn, even with his working parents, there is always the city bus and subway. It’s how we grew up. Even if you live in Lakewood or monsey you’ll be surprised how much you can make do with things close by and one car. It’s almost a city . Wife can drive the husband on way to her work etc. Work is much mire remote now and one spouse probably works part time at home. I am not saying it can work for everyone. But you’ll be surprised what can happen if you realize we don’t need everything that we even call a necessity.
    Housing did stump me as that’s an issue and I thank hashem I bought ten years ago. But I’ll just say my mother ah always reminded me how she bought a house in the early 70s with interest rates at 10% and hyperinflation. Lines for gas were blocks long. She use to tell me how she baked stuff that didn’t need egg’s because eggs were so high . I laughed at her till eggs were $7 last year. Things weren’t always so easy then but the difference is like my mother people knew to do more with less. We are more spoiled now

    in reply to: Biden or Trump #2228119
    Chaim87
    Participant

    @CT Lawyer
    Thanks for that clarity. So it sounds like you are saying in a nutshell that based on your internal polling right now, swing districts aren’t switching back over to trump (Sort of Trump to Biden to back to Trump).
    I am curious why Nat Silver keeps on making it a tie. But I suppose that’s due to simple enthusiasm. He isn’t narrowly focused on swing districts like you are. I do think some swing voters feel like you and don’t think trump should be indicted but I guess that doesn’t mean we want trump as president.
    I’ll pop yet another hypothetical question, if trump loses and is found guilty and sent to jail does that put an end to this Trump craziness? Can we return to substantive debates and sides of the aisle? Good old debates if reganomics work or LBJ works? I’d even add yes a modern day touch like school choice and kind of the culture wars there (pro vs anti LGBT) but in a civil discourse and respectful manner? Is there hope for that? (I am actually pro a kind of “Desantis lite” approach with being a little less provactive. At least he is a moral human)
    Side note, I think if trump goes to jail that makes him a maryter and it will tear apart this country in ways you can’t imagine. i hope they are smart enough to do what Arik did to Arafat. Place him under house arrest in Maro lago and block his twitter!

    in reply to: Biden or Trump #2228015
    Chaim87
    Participant

    @Ct Lawyer,
    I am still curious what data or evidence have you seen that tells you trump won’t game the electoral college again and win? How can you know that?

    in reply to: Interest Rates: A Budget Buster #2227995
    Chaim87
    Participant

    Here is yet another “idea”.
    Realize that you don’t need many of the things you bought. Look at how they live in EY. Do you really need two cars when the cost of a new car is astronomical? When “zaidy” was young in the 1980’s and 1990’s many families had one car. Can you really not manage that way? Its OK to fargin an Uber when stuck. its still much cheaper than two cars. Do we really need to go out to eat so much etc.
    I am not even talking about the Orlando, fancy houses, trips to Europe, EY and Cancun, fancy meat boards etc.
    I know everyone does this and its “nerdy” not to spend on the above. Its like king nerd to have one car and CVS use a car service. But get real and grow up.

    in reply to: Biden or Trump #2227883
    Chaim87
    Participant

    @CT Lawyer;
    I am just narrowly focusing on this piece that you wrote;
    “In 2016 It was my opinion that the country was deeply divided and it would be close. Clinton won the popular vote ( including mine) but Trump’s election strategy allowed him to take the Electoral College majority and become President.”

    Why won’t that work again in 2024?

    To be clear, I too disdain Trump (although i am staunch supporter of a Trump plus candidate like Desantis). I also think he is guilty and much more corrupt than Nixon. I also think Nixon, at least till he got drunk and depressed, knew what he did was wrong. trump has some kind of mental illness where he only believes what he wants. I think the Smith indictments are mostly wrong because the fact that experts proved he lost means nothing to a mentally ill person. Go try to reason with your 6 year old having tantrum.(This is my defense of him but also damming and telling why he can’t be POTUS). The inly guilty thing I found was that if you even if you are right you can’t take the law into your hands and appoint fake electors. But the intent just isn’t there. Anyhow this is a side tangent.

    My key question is what makes 2024 different than 2016? Are we less split now? Is Biden more likable than Hillary? you say I have learned to read, observe, digest and analyze. What’s your basis?

    (P.S. side note re ACA as a corporate employee, I’d say premiums rose thanks to ACA and pre existing conditions rules but not to unaffordable levels. So its very hard to know if a small sacrifice was worth it)

    in reply to: Biden or Trump #2227552
    Chaim87
    Participant

    @ CT Lawyer,

    Under what basis are you saying the below? what makes you predict that? Just curious how one can predict anything at all? And I am curious what you predicted in 2016? Is your basis because you think Trump will be found guilty in court by Nov 2024? Will that really change voters minds? i am just curious where you prediction comes from?

    Election in Nov. 2024
    The Democratic nominee

    By the way I am not a fan of Trump either. But I am a realist and just because I am a never trumper (at least for 2024) that doesn’t mean that I’d even predict he losses

    in reply to: Biden or Trump #2227303
    Chaim87
    Participant

    @CTL how can you say with certainty Biden wins in Nov 24? 538 has Trump and Biden at a tie right now. Nat silver isn’t exactly a conservative. I am not saying Trump will win nor do I want him to win but we simply don’t know. He may win.

    in reply to: Which is worse: Married life or divorced life? #2227205
    Chaim87
    Participant

    Rabbi A Miller Z”L use to say stay married and continue (Of course not fighting but continue together he would quip.) He had very harsh words to say about divorce just because you can’t get along. Now I don’t know what he would say about mental illness or CVS any top of abuse. And nothing is a cardinal rule. From the tone of your question though, it sounds like it isn’t extreme to the point of abuse. Rabbi A Miller ZL is the torah way.

    By the way most of our holocaust grandparents were not that compatible and many fought. But they knew you need to tough it out and hold it together.

    in reply to: Orlando Sukkos #2227170
    Chaim87
    Participant

    @shimon I still don’t see why Orlando is vidas zenus. It’s kosher family fun like anything else. If you mean because it’s a hang out, then ein ldavar sof. Many Cholom hamoed trips are that too . Many simchas or kiddishim have hang outs. There are bigger averous.

    in reply to: Orlando Sukkos #2226942
    Chaim87
    Participant

    @shimon, who says Orlando is a place of zenus? There are houses with private pools and amusement parks just like six flags here in the greater Nyc. It isn’t even a beach town.

    in reply to: The Modern Orthodox “Mesorah” #2218149
    Chaim87
    Participant

    AviraDeArah,
    I have news for you. European jewery was the same way. My hungarain grandmother had shortsleeves and went to Public school too. My grandfather went to work at like 14 and barely knew how to read gemara. yet they were super erhlich despite being “MO” although they davened in an oberlender shul.

    Furthermore, 75 years ago there were plenty of yeshivas in the NYC area. And yes plenty chashuvim went to yitzchok elchanon.

    I don’t know about Josephus, I mean we do know that the jews didn’t listen to chazal much during Josephus time nebach either. (look at the baryanim and all the others, then corrupt Kohen gadol etc.) But thats history. pre war Europe and the USA nobody aside for chasidim really had a thing to ask “das torah” every move. This is a new thing.

    PS I don’t suggest that all this change is bad. its beautiful to be better jews. But don’t make it sound like MO is some kind of reform movement. They aren’t open orthdoxy CVS.

    in reply to: The Modern Orthodox “Mesorah” #2218129
    Chaim87
    Participant

    75 years ago in the USA, almost every orthodox jew was really MO. Women didn’t cover their hair unless in shul, they wore short sleeves everybody hate cholov stam, nobody learned in kolel, everybody went to college and work, all had secular names, mixed seating by simchas (aguda convention use to have mixed seating) no shtreimels or beards etc. The world moved more to the right as the years passed. The MO believes if it was frum enough for 75 years ago its Ok now too.

    Side note, the idea that a rav is someone who i ask anything more than halchaha aka das torah is also a new phenomenon that started roughly with R chaim ozer Z’l. The idea of das torah in litfisha circles is new. It used to be that you just worried about halchaha. (The chasam sofer and hungarain jewry had more since it was kehila based.)

    in reply to: Shidduchim Between Litvish Girls and Chasidish Boys #2217735
    Chaim87
    Participant

    To the naysayers who say the two can’t mix; I see that in desperate situations this works just fine. I know older singles , divorced and sick singles who once they knew they couldn’t be choseey the all went for litvush and chasdiish and figured out their differences. If we wanted we can get it done. It’s a matter of mindset

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