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akupermaParticipant
If law as a discipline interests you, law school is fun. Making a living as a lawyer can be challenging, especially if you look and act frum, or have serious concerns about engaging in immoral conduct (such as helping evil-doers prosper). Remember that the big money is law is in being a hired gun for people whose misconduct requires one – helping the innocent is less lucrative. One can have a perfectly respectable career as a lawyer, and one totally compatible with a hareidi lifestyle, but you probably will not even be in the running for the “filthy rich” lifestyle many law school students aspire to. Note that public law schools in one’s home state are usually affordable, and well qualified students can get merit scholarships at private law schools (but borrowing $150K on the assumption that in three years you’ll be making that much as an associate at a fancy law firm is probably folly, especially for a frum person). If a legal career appeals to you independent of the hope of getting an upper class parnasah out of the deal, you should probably consider going to law school.
akupermaParticipantBecause its expensive and most alleys are overwhelmed by goyim.
Perhaps an investor could come up with “single sex” solutions that might help – and find a way to do it more cheaply.
November 1, 2010 7:16 pm at 7:16 pm in reply to: How can Torah Observant Jews vote Republican with the TeaPartyers taking over? #705568akupermaParticipantThe “tea party” platform is that the government should live within its means, and promote prosperity by cutting taxes and enabling the private sector to grow. What’s the problem?
Arguably, the frum community should support the Democrats in return for their generosity (albeit not with their own money) when we schnorr for handouts. However if we are going to stay in the US for a while, we would be better off with a stable government and a growing economy – which is why we should support the “tea party”.
akupermaParticipantcharliehall.
For the first $5000 of expenses (will cover anything less than major surgery) being uninsured makes a profit for the guy. Note the person didn’t mention a preexisting condition – normal people don’t run up $5K of medical bills. Even a broken bone or a trip to the emergency room won’t result in being out enough to make insurance cost efficient.
A serious “surprise” will probably result in the person becoming unemployed (remember, if he/she is paid off the books, they have little job security and no sick pay, and probably not a great deal of prospects of staying employed – leading to medicaid eligibility.
Hospitals have to take people in an emergency – and if they argue about the money you can threaten to file chapter 7.
If the person is actually likely to need insurance, and has assets, and has a real job- then they need insurance. But then, they wouldn’t be asking.
akupermaParticipantHow likely are you to have $5K of medical expenses (of the sort insurance pays) in a year? Remember that in case of a major disaster you would be unemployed and become medicaid eligible (and if you or a spouse might have a baby, there are special standards for medicaid maternity). Do you have substantial assets or are you “judgement proof” — meaning that if worse came to worst, you could file for bankruptcy if you had horrific medical bills.
If your typical medical costs are a few doctors outpatient visits, and some generic antibiotics you are will lost money by buying insurance at the rate of $5000/year.
Health insurance is a “bet” with the insurance company. You are betting you will be sick and injured and run up $5000 of medical bills, and they are betting you won’t (meaning they make a profit on the bet).
akupermaParticipantI got confused and thought “user name” was an account and haven’t figured out how to change it. Anyone checking on the user name will find me fast enough. I’m used to serious discussions where everyone uses a real name (and avoids insults and taunts).
November 11, 2008 2:09 pm at 2:09 pm in reply to: A Torah Perspective on Obama, Our New President-Elect #624811akupermaParticipantHe’s a typical Ivy League Democrat. No Hiddush. For those who survived the Clinton administration, things won’t be very different. Those who are too young to remember the last time the Democrats ran Washington, should read a book about it. Also note that liberal Democrats dominate New York City and New York State (which as you know, have expelled the entire Jewish population -) ). If you can survive the likes of Bloomberg and Spitzer and Koch and Patterson and Pataki, you can survive Obama. If you couldn’t survive them – you are probably dead already.
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