akuperma

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Viewing 12 posts - 3,301 through 3,312 (of 3,312 total)
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  • in reply to: nursing school #731671
    akuperma
    Participant

    It’s a lot cheaper than getting a M.D., and you can be gainfully employed four years after starting college (less with AP, CLEP or “yeshiva credits”). It’s a middle class profession with low entry costs, and room for advancement. The frum community needs nurses, especially male nurses.

    The profession is horribly misnames and should really be something like “Associate Physicans”.

    in reply to: Marriage license #732432
    akuperma
    Participant

    The easiest way is to get a marriage license from your local bureaucrat (it depends which county you live in), and have someone who can claim to be a clergy sign off on the mariage certificate. That way the government (including the IRS, Social Security, the health insurance, etc.) knows you are married. You can also file a notarized marriage contract, but no one ever does so. The government issued marriage certificate is what government agencies like to see when needing proof of marriage. There is a small fine for not following the normal procedure of getting a license followed by a ceremony – but lack of license doesn’t affect validity of the marriage from the governments’ perspective.

    “Bedievad” – any religious ceremony counts, so you could have a huppah and kiddushin and you would be legally married under New York law (i.e. you need a civil divorce before marrying someone else), however it would require a lot of expense in legal fees to get a marriage certificate. While New York banned common law marriage, if one did have a proper “Kiddushin be-biah” it probably would be a valid New York marriage, but neither the rabbanim or the American courts would be happy with it.

    in reply to: Married Women's Surname #726361
    akuperma
    Participant

    We never even used surnames until relatively recently (early 19th century) – at least Ashkenazim didn’t. Indeed, if the woman was supporting the family (common among bnei Torah) a man was sometimes know as “[woman’s name]-man.” A woman’s Jewish name never changes (always her personal names and her patronymic). I don’t see how there can be a halachic issue here.

    Practically, it is useful to conform to the local custom, especially in dealing with insurance companies and schools, who really like the name of the student to match the parents (or the name of the insured to match the person under whose name the policy is held). But that’s practical.

    in reply to: Bankruptcy in Jewish Law #724485
    akuperma
    Participant

    Wouldn’t it depend on whether either (or parties) believe they were entering into a contract that would be governed by halacha, or one governed by American law. For example, American law allows sometimes outrageous interest, but allows the debtor not to pay. American law affords a very liberal share of estates to widows, but only if the estate is solvent, whereas any business dealing under halacha assumes that if the other party dies, his wife will get her share before the other creditors get paid. American law clearly allows parties to enter into a bargain that the contract is to be based on halacha, so does halacha allow the same amount of freedom of contract?

    in reply to: Orthodox/Hasidic Borough Park, Brooklyn Voted Republican #716444
    akuperma
    Participant

    so when will we see some Republicans getting elected to the City Council or the State Legislature or even Congress

    in reply to: Law School #709511
    akuperma
    Participant

    If law as a discipline interests you, law school is fun. Making a living as a lawyer can be challenging, especially if you look and act frum, or have serious concerns about engaging in immoral conduct (such as helping evil-doers prosper). Remember that the big money is law is in being a hired gun for people whose misconduct requires one – helping the innocent is less lucrative. One can have a perfectly respectable career as a lawyer, and one totally compatible with a hareidi lifestyle, but you probably will not even be in the running for the “filthy rich” lifestyle many law school students aspire to. Note that public law schools in one’s home state are usually affordable, and well qualified students can get merit scholarships at private law schools (but borrowing $150K on the assumption that in three years you’ll be making that much as an associate at a fancy law firm is probably folly, especially for a frum person). If a legal career appeals to you independent of the hope of getting an upper class parnasah out of the deal, you should probably consider going to law school.

    in reply to: Bowling #705896
    akuperma
    Participant

    Because its expensive and most alleys are overwhelmed by goyim.

    Perhaps an investor could come up with “single sex” solutions that might help – and find a way to do it more cheaply.

    akuperma
    Participant

    The “tea party” platform is that the government should live within its means, and promote prosperity by cutting taxes and enabling the private sector to grow. What’s the problem?

    Arguably, the frum community should support the Democrats in return for their generosity (albeit not with their own money) when we schnorr for handouts. However if we are going to stay in the US for a while, we would be better off with a stable government and a growing economy – which is why we should support the “tea party”.

    in reply to: Health Insurance #704489
    akuperma
    Participant

    charliehall.

    For the first $5000 of expenses (will cover anything less than major surgery) being uninsured makes a profit for the guy. Note the person didn’t mention a preexisting condition – normal people don’t run up $5K of medical bills. Even a broken bone or a trip to the emergency room won’t result in being out enough to make insurance cost efficient.

    A serious “surprise” will probably result in the person becoming unemployed (remember, if he/she is paid off the books, they have little job security and no sick pay, and probably not a great deal of prospects of staying employed – leading to medicaid eligibility.

    Hospitals have to take people in an emergency – and if they argue about the money you can threaten to file chapter 7.

    If the person is actually likely to need insurance, and has assets, and has a real job- then they need insurance. But then, they wouldn’t be asking.

    in reply to: Health Insurance #704479
    akuperma
    Participant

    How likely are you to have $5K of medical expenses (of the sort insurance pays) in a year? Remember that in case of a major disaster you would be unemployed and become medicaid eligible (and if you or a spouse might have a baby, there are special standards for medicaid maternity). Do you have substantial assets or are you “judgement proof” — meaning that if worse came to worst, you could file for bankruptcy if you had horrific medical bills.

    If your typical medical costs are a few doctors outpatient visits, and some generic antibiotics you are will lost money by buying insurance at the rate of $5000/year.

    Health insurance is a “bet” with the insurance company. You are betting you will be sick and injured and run up $5000 of medical bills, and they are betting you won’t (meaning they make a profit on the bet).

    in reply to: Why not use your real name? #840733
    akuperma
    Participant

    I got confused and thought “user name” was an account and haven’t figured out how to change it. Anyone checking on the user name will find me fast enough. I’m used to serious discussions where everyone uses a real name (and avoids insults and taunts).

    in reply to: A Torah Perspective on Obama, Our New President-Elect #624811
    akuperma
    Participant

    He’s a typical Ivy League Democrat. No Hiddush. For those who survived the Clinton administration, things won’t be very different. Those who are too young to remember the last time the Democrats ran Washington, should read a book about it. Also note that liberal Democrats dominate New York City and New York State (which as you know, have expelled the entire Jewish population -) ). If you can survive the likes of Bloomberg and Spitzer and Koch and Patterson and Pataki, you can survive Obama. If you couldn’t survive them – you are probably dead already.

Viewing 12 posts - 3,301 through 3,312 (of 3,312 total)